Santa Cruz County property record for 91 Wheelock Rd, Watsonville, CA 95076
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 5 bd · 3.5 ba · 3,071 sqft · built 1978 |
| Lot Size | 2.08 acres (90,648 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $9,458 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-341-08 |
| Primary APN | 109-341-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 3,071 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 90,648 sqft |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 663 sqft |
| Patio Area | 663 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 91 WHEELOCK RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9719 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Local Zoning Code | RA |
| Legal Subdivision | PM14 46 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 122401 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 91 WHEELOCK RD, WATSONVILLE, CA 95076-9719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Affidavit, Transfer |
| Dec 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 5, 1994 |
| Transfer Doc | 0000002476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 17, 2026 |
| Property Address | 91 WHEELOCK RD, WATSONVILLE, CA 95076-9719 |
| Document Number | 0000016244 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202616244 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 91 WHEELOCK RD, WATSONVILLE, CA 95076-9719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORTC SPL |
| Name | Verified Name |
|---|
| Document Number | 0000044605 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 2017-0044605 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $764,363 (+2%) Land $334,210 Building $430,153 | ||
| 2025 | $9,458.00 (+13.17%) | $749,375 (+4.04%) Land $327,656 Building $421,719 | |
| 2023 | $8,357.00 (+1.84%) | $720,276 Land $314,933 Building $405,343 | $1,097,010 |
| 2022 | $8,206.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
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