Santa Cruz County property record for 63 Wheelock Rd, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,725 sqft · built 1981 |
| Lot Size | 2.16 acres (94,351 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $710,000 (Mar 2004) |
| Tax Bill | $12,371 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-341-11 |
| Primary APN | 109-341-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,725 sqft Living Area |
| Gross Area | 2,197 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 94,351 sqft |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 686 sqft |
| Patio Area | 686 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 63 WHEELOCK RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 122401 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 63 WHEELOCK RD, WATSONVILLE, CA 95076-9719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Aug 25, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 7, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2004 · Amount on Record |
| Deed Sale | Mar 4, 2004 · Amount on Record |
| Prior Sale | Mar 16, 2001 · Amount on Record |
| Deed Document Number | 200413680 |
| Last Transfer Date | Apr 23, 2018 |
| Transfer Doc | 0000013677 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 63 WHEELOCK RD, WATSONVILLE, CA 95076-9719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 63 WHEELOCK RD, WATSONVILLE, CA 95076-9719 |
| Document Number | 0000032535 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020-0032535 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 54544 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 63 WHEELOCK RD, WATSONVILLE, CA 95076-9719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005925 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 2020-0005925 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 7, 2018 |
| Property Address | 63 WHEELOCK RD, WATSONVILLE, CA 95076-9719 |
| Document Number | 0000013677 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 13677 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 63 WHEELOCK RD WATSONVILLE CA 950769719, WATSONVILLE, CA 95076-9719 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,029,667 (+2%) Land $609,098 Building $420,569 | ||
| 2025 | $12,371.00 (+13.1%) Homeowner's exemption | $1,009,477 (+4.04%) Land $597,155 Building $412,322 | |
| 2023 | $10,938.00 (+1.84%) Homeowner's exemption | $970,278 Land $573,967 Building $396,311 | $1,046,790 |
| 2022 | $10,740.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
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