91 W Lakemist Cir, Spring, TX 77381 Property Records

Montgomery County property record for 91 W Lakemist Cir, Spring, TX 77381

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,525 sqft · built 1994
Lot Size	0.247 acres (10,784 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,891 (2024)
Deeds & Mortgages	Oct 2025 Second Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`9722-20-07400`

Property Details

APN / Parcel Number

Primary APN	`9722-20-07400`
Alternative APN	`R213376`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,525 sqft Living Area
1st Floor Area	2,164 sqft
2nd Floor Area	1,361 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,784 sqft (0.247 acres)
Garage Type	Mixed
Garage Area	529 sqft
Carport	Carport
Carport Area	418 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	438 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R213376
Street Address	91 W LAKEMIST CIR
City	SPRING
State	TX
Zip	77381-6175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WDLNDS VILLAGE COCHRANS CROSSING 20, BLOCK 2, LOT 3
Legal Subdivision	WDLNDS VIL COCHRANS CR 20
Legal Block	2
Legal Lot Number	3
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1004
Census Tract	690800

Owner

Source: Montgomery County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 W LAKEMIST CIR, SPRING, TX 77381-6175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
May 14, 2020	Deed of Trust, Mortgage JP MORGAN CHASE BK
Jun 30, 2017	Warranty Deed, Transfer OTHER
Jun 30, 2017	Vendor's Lien, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017
Deed Sale	Jun 30, 2017
Prior Sale	Jun 30, 2017
Deed Document Number	2017057569
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	91 W LAKEMIST CIR, SPRING, TX 77381-6175
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107418
Date	Oct 20, 2025
Instrument	2025107418

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	91 W LAKEMIST CIR, SPRING, TX 77381-6175
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NAT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050766
Date	Jun 13, 2019
Instrument	2019050766

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	91 W LAKEMIST CIR, SPRING, TX 77381-6175
Document Number	0000048694
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 WLAKEMIST CIR SPRING TX 77381, SPRING, TX 77381

Mortgage

Document Number	0000048694
Date	May 20, 2020
Instrument	48694

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 30, 2017
Property Address	91 W LAKEMIST CIR, SPRING, TX 77381-6175
Document Number	0000057599
Instrument Date	Jun 29, 2017
Instrument	57599
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 W LAKEMIST CIR SPRING TX 773816175, SPRING, TX 77381-6175

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 30, 2017
Property Address	91 W LAKEMIST CIR, SPRING, TX 77381-6175
Document Number	0000057569
Map Reference	CAB F SH166-A&166B
Instrument Date	Jun 29, 2017
Instrument	2017057569
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057570
Date	Jun 30, 2017
Instrument	2017057570

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$596,000 (-9.49%) Land $100,000 Building $496,000	$596,000 (-20.68%) Land $100,000 Building $496,000
2024	$9,891.00 (+17.85%) Homeowner's exemption	$658,482 (+1%) Land $100,000 Building $651,420	$751,420 (+13.93%) Land $100,000 Building $651,420
2023	$8,393.00 Homeowner's exemption	$598,620 Land $100,000 Building $559,540	$659,540 Land $100,000 Building $559,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 169 policies
Nearby Flood Policies	169 in force
Nearby Flood Claims	26 (2001–2017)
Claims Outside the SFHA	22 of 26
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims Severe Storms And Flooding, May 2016 · 7 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 7 serves 12,528 people · EPA ID TX1700169
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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