Okeechobee County property record for 91 SW 21st Ter, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 1972 |
| Lot Size | 0.184 acres (8,058 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,000 (May 2021) |
| Tax Bill | $2,817 (2023) |
| Deeds & Mortgages | May 2021 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-20-37-35-0060-00000-0110 |
| Primary APN | 1-20-37-35-0060-00000-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,612 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,058 sqft (0.184 acres) |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 91 SW 21ST TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-3943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINTA PARK (PLAT BOOK 4 PAGE 1) LOT 11 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 20 |
| Legal Subdivision | WINTA PARK |
| Legal Lot Number | 11 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 910601 |
Source: Okeechobee County records, as of February 19, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 91 SW 21ST TER, OKEECHOBEE, FL 34974-3943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Sep 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on Record |
| Deed Sale | May 19, 2021 · Amount on Record |
| Prior Sale | Apr 4, 2016 · Amount on Record |
| Deed Document Number | 2021006344 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | May 19, 2021 |
| Property Address | 91 SW 21ST TER, OKEECHOBEE, FL 34974-3943 |
| Document Number | 2021006344 |
| Map Reference | MB 4 PG 1 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021006344 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Title Company | CLEAR TITLE, CLEAR TITLE & LEGAL SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,176.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2208 SE 32ND ST, 2208, OKEECHOBEE, FL 34974-6707 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 91 SW 21ST TER, OKEECHOBEE, FL 34974-3943 |
| Document Number | 2021006345 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021006345 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 91 SW 21ST TER, OKEECHOBEE, FL 34974-3943 |
| Document Number | 0000006240 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 91 SW 21ST TER OKEECHOBEE FL 349743943, OKEECHOBEE, FL 34974-3943 |
| Document Number | 0000006240 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 6240 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 5, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 91 SW 21ST TER, OKEECHOBEE, FL 34974-3943 |
| Document Number | 0000010626 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 91 SW 21ST TER OKEECHOBEE FL 349743943, OKEECHOBEE, FL 34974-3943 |
| Document Number | 0000010626 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 10626 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2049 |
Source: Okeechobee County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,817.00 (+16.21%) | $168,307 (+24.6%) Land $18,000 Building $150,307 | $168,307 (+24.6%) Land $18,000 Building $150,307 |
| 2022 | $2,424.00 | $135,083 Land $12,000 Building $123,083 | $135,083 Land $12,000 Building $123,083 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2012) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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