Okeechobee County property record for 181 SW 21st Ter, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,359 sqft · built 1979 |
| Lot Size | 0.207 acres (9,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,500 (Aug 1978) |
| Tax Bill | $664 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-20-37-35-0060-00000-0140 |
| Primary APN | 1-20-37-35-0060-00000-0140 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,359 sqft Heated Area |
| Gross Area | 2,127 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,060 sqft (0.207 acres) |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 181 SW 21ST TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-3941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINTA PARK (PLAT BOOK 4 PAGE 1) LOT 14 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 20 |
| Legal Subdivision | WINTA PARK |
| Legal Lot Number | 14 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 910601 |
181 SW 21st Ter is owned and occupied by an individual who bought it in August 1978.
Source: Okeechobee County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 SW 21ST TER, OKEECHOBEE, FL 34974-3941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1978 · Amount on File |
| Deed Sale | Aug 1, 1978 · Amount on File |
| Deed Document Number | 0000220535 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 181 SW 21st Ter was $664 with exemptions applied.
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $664.00 Homeowner's exemption Widower's exemption | $94,091 | $220,964 Land $20,000 Building $200,964 |
| 2023 | $1,247.00 (+6.58%) Homeowner's exemption Widower's exemption | $88,776 (+3%) | $215,506 (+24.16%) Land $18,000 Building $197,506 |
| 2022 | $1,170.00 Homeowner's exemption Widower's exemption | $86,190 | $173,569 Land $12,000 Building $161,569 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 SW 21st Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2012) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 SW 21st Ter is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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