91 Summit Trl, Decherd, TN 37324 Property Records

Franklin County property record for 91 Summit Trl, Decherd, TN 37324 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 2002
Square Footage	864 sqft Living Area
Lot Size	61,855 sqft (1.42 acres)
Last Sale	$85,000 (2023)
Tax Bill	$518.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`026049 02540`
Alternative APN	`049 02540`

Interior

Full Baths	1 Baths
Building Area	864 sqft Living Area
1st Floor	864 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2002
Exterior Material	Siding Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	61,855 sqft (1.42 acres)
Depth X Width	312 ft x 296 ft Depth x Width

Exterior Amenities

Deck Area	282 sqft Deck
Patio Area	24 sqft Patio
Porch	Open Porch
Porch Area	192 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	91 SUMMIT TRAIL
City	DECHERD
State	TN
Zip	37324
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: R02
Legal Subdivision	SEWANEE SUMMIT PH II
Legal Lot Number	46 45
Jurisdiction	FRANKLIN TN
Minor Civil Division	6
Census Blockgroup	1
Census Block	1107
Census Tract	960100

Owner

Source: Franklin County records · APN 026049 02540

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	357 HIDDEN COVE LN, WINCHESTER, TN 37398-2648
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Warranty Deed, Transfer
Jul 03, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 28, 2019	Warranty Deed, Transfer CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Jul 03, 2019 · Amount on Record
Deed Doc Number	23007299
Deed Book / Page	D481 / 275
Record Refreshed	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Nov 30, 2023
Property Address	91 SUMMIT TRL, DECHERD, TN 37324
Document Number	0023007299
Book / Page	D481 / 275
Map Reference	ENV 285-B
Instrument Date	Mar 01, 2023
Instrument	23007299
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Tax	$314.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 HIDDEN COVE LN, WINCHESTER, TN 37398-2648

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 03, 2019
Property Address	91 SUMMIT TRL, DECHERD, TN 37324
Document Number	0019003857
Book / Page	D0437 / 229
Map Reference	ENV 285-B
Instrument Date	Jul 03, 2019
Instrument	19003857
Transaction Type	Transfer
Record Updated	Jul 04, 2022
Title Company	ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$214.60
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SUMMIT SPUR RD, DECHERD, TN 37324

Mortgage

Document Number	0019003858
Date	Jul 03, 2019
Instrument	19003858

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Mar 28, 2019
Property Address	91 SUMMIT TRL, DECHERD, TN 37324
Document Number	0019001733
Book / Page	D0435 / 229
Map Reference	ENV 285-B
Instrument Date	Mar 28, 2019
Instrument	19001733
Transaction Type	Transfer
Record Updated	Jul 04, 2022
Title Company	ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$162.80
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2487 BLUE SPRING RD, DECHERD, TN 37324-3913

Mortgage

Document Number	0019001734
Date	Mar 28, 2019
Instrument	19001734

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2039

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$518.00 (+10.45%)	$25,950 (-) Land $4,025 Building $21,925
2023		$25,950 (+3.8%) Land $4,025 Building $21,925
2022	$469.00	$25,000 Land $4,025 Building $20,975	$103,800 (+3.8%) Land $16,100 Building $87,700
2021			$100,000 Land $16,100 Building $83,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (47051C), updated April 23, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 71% of Tennessee
Wildfire Likelihood	About 1 in 794 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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