469 Summit Trl, Decherd, TN 37324 Property Records

Franklin County property record for 469 Summit Trl, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1989
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Dec 2018)
Tax Bill	$813 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026049 02510`

Property Details

APN / Parcel Number

Primary APN	`026049 02510`
Alternative APN	`049 02510`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	71,003 sqft (1.63 acres)
Lot Dimensions	224 ft deep x 100 ft wide
Terrain	Mountain
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	520 sqft
Deck Area	16 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	469 SUMMIT TRL
City	DECHERD
State	TN
Zip	37324-4557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: R02
Legal Subdivision	SEWANEE SUMMIT PH I
Legal Lot Number	23,24
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	1
Census Block	1106
Census Tract	960100

Owner

Source: Franklin County records · APN 026049 02510

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	469 SUMMIT TRL, DECHERD, TN 37324-4557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2018 · Amount on Record
Deed Sale	Dec 06, 2018 · Amount on Record
Prior Sale	Jun 13, 2016 · Amount on Record
Deed Document Number	20187675
Deed Book / Page	433 / 87
Transfer Doc	000D374/22
Record Updated	Jun 08, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Dec 06, 2018
Property Address	469 SUMMIT TRL, DECHERD, TN 37324-4557
Document Number	0018007675
Book / Page	D0433 / 087
Map Reference	ENV 178-B
Instrument Date	Nov 30, 2018
Instrument	18007675
Transaction Type	Transfer
Record Updated	Jul 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$388.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 SUMMIT TRL, DECHERD, TN 37324-4557

Mortgage

Document Number	0018007676
Date	Dec 06, 2018
Instrument	18007676

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2033

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$813.00 (+7.54%)	$40,750 (-) Land $13,300 Building $27,450
2023		$40,750 Land $13,300 Building $27,450
2022	$756.00		$163,000 Land $53,200 Building $109,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 23, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SEWANEE UTILITY DISTRICT serves 5,970 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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