91 Summit Dr, Nebo, NC 28761 Property Records

McDowell County property record for 91 Summit Dr, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 1,884 sqft · built 2022
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Apr 2021)
Tax Bill	$4,720 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1637-00-50-1934`

Property Details

APN / Parcel Number

Primary APN	`1637-00-50-1934`
Alternative APN	`74845`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,884 sqft Heated Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	74845
Street Address	91 SUMMIT DR
City	NEBO
State	NC
Zip	28761-0403
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2.01 AC LT 54 GRANDVIEW PKS PB 13/14
Legal Subdivision	GRANDVIEW PEAKS
Legal Phase	2
Legal Lot Number	54
Jurisdiction	MCDOWELL NC
Township / Civil Division	BRACKETT
Census Block Group	2
Census Block	2030
Census Tract	970903

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	91 SUMMIT DR, NEBO, NC 28761-0403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Dec 23, 2013 · Amount on Record
Deed Document Number	0000135165
Deed Book / Page	1351 / 65
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	91 SUMMIT DR, NEBO, NC 28761-0403
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SUMMIT DR, NEBO, NC 28761-0403

Mortgage

Document Number	0014270427
Date	Feb 22, 2023
Book Page	1427/427
Instrument	2023000787

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 26, 2021
Property Address	91 SUMMIT DR, NEBO, NC 28761-0403
Document Number	0013510065
Book / Page	1351 / 65
Map Reference	MB 123 PG 14
Instrument Date	Apr 23, 2021
Instrument	2021002667
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 CITATION DR SW, PATASKALA, OH 43062-8509
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,720.00 (+3.03%)	$696,200 (-) Land $31,500 Building $664,700
2023	$4,581.00 (+2,081.43%)	$696,200 (+2,110.16%) Land $31,500 Building $664,700	$696,200 (+2,110.16%) Land $31,500 Building $664,700
2022	$210.00	$31,500 Land $31,500	$31,500 Land $31,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Frontier DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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