170 Summit Dr, Nebo, NC 28761 Property Records

McDowell County property record for 170 Summit Dr, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,810 sqft · built 2023
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jun 2026)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1637-00-41-5286`

Property Details

APN / Parcel Number

Primary APN	`1637-00-41-5286`
Alternative APNs	`56348` `77390`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,810 sqft Heated Area
Gross Area	3,668 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Precast Concrete Panel
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,677 sqft (1.37 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77390
Street Address	170 SUMMIT DR
City	NEBO
State	NC
Zip	28761-8910
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.37 AC LT 63 GVP PB13/79
Legal Subdivision	GRANDVIEW PEAKS
Legal Phase	2
Legal Lot Number	63
Jurisdiction	MCDOWELL NC
Township / Civil Division	BRACKETT
Census Block Group	2
Census Block	2030
Census Tract	970903

Owner

Source: McDowell County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 RIVERSTEAD DR, MARIETTA, SC 29661-9808
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK
Dec 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	20262717
Deed Book / Page	1540 / 826
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	170 SUMMIT DR, NEBO, NC 28761-8910
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4462 LOCKMOOR LN, BRUNSWICK, OH 44212-6802

Mortgage

Document Number	0014160501
Date	Oct 17, 2022
Book Page	1416/501
Instrument	2022006115

Lender

Name	HOMETRUST BANK
Type	Bank
Address	28850

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	170 SUMMIT DR, NEBO, NC 28761-8910
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 SUMMIT DR, NEBO, NC 28761-8910

Mortgage

Document Number	0014860827
Date	Dec 9, 2024
Book Page	1486/827
Instrument	2024005536

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 4, 2044

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 8, 2026
Property Address	170 SUMMIT DR, NEBO, NC 28761-8910
Document Number	0000002717
Book / Page	1540 / 826
Instrument Date	Jun 2, 2026
Instrument	20262717
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 RIVERSTEAD DR, MARIETTA, SC 29661-9808

Mortgage

Document Number	0000002718,
Date	Jun 8, 2026
Instrument	20262718

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 28, 2022
Property Address	SR 1798 OFF, NEBO, NC 28761
Document Number	0013970471
Book / Page	1397 / 471
Map Reference	MB 13 PG 79
Instrument Date	Apr 27, 2022
Instrument	2022002581
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$96.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 514, FARMVILLE, NC 27828-0514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4462 LOCKMOOR LN, BRUNSWICK, OH 44212-6802

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,533.00 (+1,093.58%)	$521,180 (+1,058.18%) Land $45,000 Building $476,180
2023	$296.00 (-1.33%)	$45,000 (-) Land $45,000	$521,180 (+1,058.18%) Land $45,000 Building $476,180
2022	$300.00	$45,000 Land $45,000	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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