91 Stewart St, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 91 Stewart St, Demarest, NJ 07627

Property Summary

Property Type	Single Family Home
Details	2,678 sqft · built 1957
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Feb 2026)
Tax Bill	$18,967 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00034-0000-00081`

Property Details

APN / Parcel Number

Primary APN	`09-00034-0000-00081`
Alternative APN	`090003400081`

Interior

Building Area	2,678 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	91 STEWART ST
City	DEMAREST
State	NJ
Zip	07627-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	0.230AC
Legal Block	34
Legal Lot Number	81
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	4
Census Block	4009
Census Tract	9100

Owner

Source: Bergen County and Demarest Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 STEWART ST, DEMAREST, NJ 07627-1418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 10, 2026	Deed, Transfer · Conventional Mortgage PRIME HOME LOANS INC
Jul 21, 2021	Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	20269046
Deed Book / Page	5721 / 1065
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	91 STEWART ST, DEMAREST, NJ 07627-1418
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 STEWART ST, DEMAREST, NJ 07627-1418

Mortgage

Document Number	0053440688
Date	Oct 15, 2024
Book Page	5344/688
Instrument	2024061782

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 9, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 10, 2026
Property Address	91 STEWART ST, DEMAREST, NJ 07627-1418
Document Number	0057211065
Book / Page	5721 / 1065
Instrument Date	Feb 7, 2026
Instrument	2026009046
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	BLUELAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 ALLEN ST, HACKENSACK, NJ 07601-1604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 STEWART ST, DEMAREST, NJ 07627-1418

Mortgage

Document Number	2026009047
Date	Feb 10, 2026
Instrument	2026009047

Lender

Name	PRIME HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 21, 2021
Property Address	91 STEWART ST, DEMAREST, NJ 07627-1418
Document Number	0042821828
Book / Page	4282 / 1828
Instrument Date	Jun 10, 2021
Instrument	2021116752
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,881.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 STEWART ST, 91, DEMAREST, NJ 07627-1418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 STEWART ST, DEMAREST, NJ 07627-1418

Mortgage

Document Number	0042821833
Date	Jul 21, 2021
Book Page	4282/1833
Instrument	2021116753

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,050,800 (-) Land $592,000 Building $458,800	$1,050,800 (-) Land $592,000 Building $458,800
2025	$18,967.00 (+13.78%)	$1,050,800 (+99.2%) Land $592,000 Building $458,800	$1,050,800 (+99.2%) Land $592,000 Building $458,800
2024	$16,670.00 (+12.6%)
2023		$527,500 Land $321,000 Building $206,500	$527,500 Land $321,000 Building $206,500
2022	$14,805.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2010–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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