87 Stewart St, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 87 Stewart St, Demarest, NJ 07627

Property Summary

Property Type	Single Family Home
Details	2,172 sqft · built 1957
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$813,500 (Oct 2021)
Tax Bill	$17,074 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00034-0000-00086`

Property Details

APN / Parcel Number

Primary APN	`09-00034-0000-00086`
Alternative APN	`090003400086`

Interior

Building Area	2,172 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	87 STEWART ST
City	DEMAREST
State	NJ
Zip	07627-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	0.230AC
Legal Subdivision	BOSTON LAND CO ESTATE
Legal Block	34
Legal Lot Number	86
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	4
Census Block	4009
Census Tract	9100

Owner

87 Stewart St is owned and occupied by an individual who acquired it in December 2025.

Source: Bergen County and Demarest Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	87 STEWART ST, DEMAREST, NJ 07627-1418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION
Jan 9, 2026	Intrafamily Transfer, Transfer
Oct 28, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Sep 30, 1997 · Amount on File
Deed Document Number	2021161912
Deed Book / Page	4431 / 1180
Last Transfer Date	Dec 22, 2025
Transfer Doc	0056990522
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Apr 7, 2026
Property Address	87 STEWART ST, DEMAREST, NJ 07627-1418
Document Number	0000022772
Book / Page	5765 / 115
Instrument Date	Mar 13, 2026
Instrument	202622772
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 STEWART ST, DEMAREST, NJ 07627-1418

Mortgage

Document Number	0057650115,
Date	Apr 7, 2026
Book Page	5765/115
Instrument	202622772

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2056

Interest

Rate	6.09%
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jan 9, 2026
Property Address	87 STEWART ST, DEMAREST, NJ 07627-1418
Document Number	0056990522
Book / Page	5699 / 522
Instrument Date	Dec 22, 2025
Instrument	2026002113
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 COUNTY RD # RD205, RD205, TENAFLY, NJ 07670-1839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 STEWART ST, DEMAREST, NJ 07627-2002

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 28, 2021
Property Address	87 STEWART ST, DEMAREST, NJ 07627-1418
Document Number	0044311180
Book / Page	4431 / 1180
Instrument Date	Aug 30, 2021
Instrument	2021161912
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,536.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 E 79TH ST # ST2D, 420, NEW YORK, NY 10075-1472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 STEWART ST, DEMAREST, NJ 07627-1418

Mortgage

Document Number	2021161913
Date	Oct 28, 2021
Instrument	2021161913

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 87 Stewart St was $17,074, up 11.6% from the year before.

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$945,900 (-) Land $592,000 Building $353,900	$945,900 (-) Land $592,000 Building $353,900
2025	$17,074.00 (+11.55%)	$945,900 Land $592,000 Building $353,900	$945,900 Land $592,000 Building $353,900
2024	$15,306.00
2023		$500,700 Land $321,000 Building $179,700	$500,700 Land $321,000 Building $179,700
2022	$14,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Stewart St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2010–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Stewart St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stewart St

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