Middlesex County and Belmont Town property record for 91 Spring Valley Rd, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,608 sqft · built 1958 |
| Lot Size | 0.464 acres (20,197 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $20,240 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:73 P:000042 S |
| Primary APN | BELM M:73 P:000042 S |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| 1st Floor Area | 2,608 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 20,197 sqft (0.464 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 91 SPRING VALLEY RD |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SA |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 357800 |
91 Spring Valley Rd is owner-occupied and held in a trust since January 2017.
Source: Middlesex County and Belmont Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 91 SPRING VALLEY RD, BELMONT, MA 02478-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 15, 2022 | Deed of Trust, Mortgage · Line of Credit WATERTOWN SAVINGS BANK |
| Jan 12, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2017 |
| Deed Sale | Jan 12, 2017 |
| Prior Sale | Jan 18, 2006 · Amount on File |
| Transfer Doc | 1751569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 91 SPRING VALLEY RD, BELMONT, MA 02478-1717 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001911658 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 1911658 |
| Name | WATERTOWN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Jan 12, 2017 |
| Property Address | 91 SPRING VALLEY RD, BELMONT, MA 02478-1717 |
| Document Number | 0001751569 |
| Instrument Date | Dec 9, 2016 |
| Instrument | 1751569 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 91 SPRING VALLEY RD BELMONT MA 024781717, BELMONT, MA 02478-1717 |
The 2025 property tax bill for 91 Spring Valley Rd was $20,240.
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,240.00 | $1,777,000 Land $889,000 Building $888,000 | $1,489,695 (-11.65%) |
| 2024 | $1,686,155 | ||
| 2023 | $19,187.00 | $1,707,000 Land $1,045,000 Building $662,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Spring Valley Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2010) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Spring Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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