Middlesex County and Belmont Town property record for 74 Spring Valley Rd, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,444 sqft · built 1957 |
| Lot Size | 0.461 acres (20,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,252,000 (Jul 2014) |
| Tax Bill | $24,056 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:73 P:000033 S |
| Primary APN | BELM M:73 P:000033 S |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,444 sqft Living Area |
| 1st Floor Area | 1,744 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 20,100 sqft (0.461 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 74 SPRING VALLEY RD |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SA |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 357800 |
Source: Middlesex County and Belmont Town records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 SPRING VALLEY RD, BELMONT, MA 02478-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 20, 2022 | Quit Claim Deed, Transfer · ARM VILLAGE BANK |
| Oct 24, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2014 · Amount on Record |
| Deed Sale | Jul 30, 2014 · Amount on Record |
| Prior Sale | Jun 11, 2002 · Amount on Record |
| Deed Book / Page | 1253 / 73 |
| Last Transfer Date | Sep 9, 2022 |
| Transfer Doc | 0001923406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Sep 20, 2022 |
| Property Address | 74 SPRING VALLEY RD, BELMONT, MA 02478-1719 |
| Document Number | 0001923406 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 1923406 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 74 SPRING VALLEY RD, BELMONT, MA 02478-1719 |
| Document Number | 0001923407 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 1923407 |
| Name | VILLAGE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Type Change Date | Oct 1, 2029 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 74 SPRING VALLEY RD, BELMONT, MA 02478-1719 |
| Document Number | 0000075967 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000075967 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 75967 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,056.00 (+15.25%) | $2,112,000 (+13.73%) Land $887,000 Building $1,225,000 | $2,109,095 (-1.1%) |
| 2024 | $2,132,655 | ||
| 2023 | $20,873.00 | $1,857,000 Land $1,044,000 Building $813,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2010) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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