91 Spring St, Charleston, SC 29403 Property Records

Charleston County property record for 91 Spring St, Charleston, SC 29403

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 3 ba · 4,464 sqft · built 1885
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on Record
Last Sale	$2,965,000 (Jul 2021)
Tax Bill	$106,739 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`460-08-03-067`

Property Details

APN / Parcel Number

Primary APN	`460-08-03-067`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	2 Units
Stories	2 Stories
Building Area	4,464 sqft Total Area
1st Floor Area	1,906 sqft
Upper Floors Area	2,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Victorian
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	175 ft deep x 45 ft wide
Garage Type	Carport
Garage Area	315 sqft
Carport	Carport
Carport Area	315 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	1,310 sqft
Shed	1 Shed
Shed Area	790 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	91 SPRING ST
City	CHARLESTON
State	SC
Zip	29403-5353
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	MAPPLATB L22 MAPPLATP 0068 SUBDIVISIONNAME CITY OF CHARLESTON
Legal Subdivision	SPRING ST
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2004
Census Tract	1000

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1708C AUGUSTA ST, GREENVILLE, SC 29605-2926
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE BANK OF SOUTH CAROLINA
Jul 1, 2021	Limited Warranty Deed, Construction Loan · Construction Mortgage UNITED BANK
Dec 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Deed Book / Page	1009 / 622
Prior Transfer Date	Oct 15, 2013
Prior Transfer Doc	0368/0706
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	91 SPRING ST, CHARLESTON, SC 29403-5353
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011320819
Date	Aug 23, 2022
Book Page	1132/819

Lender

Name	THE BANK OF SOUTH CAROLINA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	56 Months
Due	Apr 11, 2027

July 2021: Limited Warranty Deed, Construction Loan

Document Type	Limited Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 1, 2021
Property Address	91 SPRING ST, CHARLESTON, SC 29403-5353
Document Number	0010090622
Book / Page	1009 / 622
Map Reference	MB BQ PG 32
Instrument Date	Jun 30, 2021
Transaction Type	Construction Loan
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 AUGUSTA ST STE C, C, GREENVILLE, SC 29605-6514

Mortgage

Document Number	0001009623
Date	Jul 1, 2021
Instrument	1009/623

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 8, 2020
Property Address	91 SPRING ST, CHARLESTON, SC 29403-5353
Document Number	0941/0753
Book / Page	000941 / 000753
Instrument Date	Nov 23, 2020
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	91 SPRING ST CHARLESTON SC 294035353, CHARLESTON, SC 29403-5353

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$106,739.00 (+1.25%)	$6,491,500 (+1,655.08%) Land $3,681,400 Building $2,810,100	$6,491,500 (+118.94%) Land $3,681,400 Building $2,810,100
2024	$105,420.00 (+123.94%)	$369,870 (+107.91%)
2022	$47,076.00	$177,900	$2,965,000 (-51.9%) Land $1,500,000 Building $1,465,000
2020			$6,164,500 Land $1,764,600 Building $4,399,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 171 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 units insured incl. 23 condo units
Nearby Flood Claims	39 (1983–2016)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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