91 Spring St, Apt 8, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 91 Spring St, Apt 8, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,190 sqft · built 1984
Lot Size	1.09 acres (47,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Mar 2003)
Tax Bill	$6,117 (2026)
Deeds & Mortgages	Mar 2021 Refinance Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118765-20`

Property Details

APN / Parcel Number

Primary APN	`118765-20`
Alternative APNs	`WATE M:1009 B:0007 L:1015` `139`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	15 Units
Stories	1 Story
Building Area	1,190 sqft Living Area
Gross Area	1,270 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,830 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	139
Street Address	91 SPRING ST, 8
City	WATERTOWN
State	MA
Zip	02472-3439
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R.75
Legal Subdivision	TREADWAY BRK EST
Legal Block	7
Legal Lot Number	1015
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2012
Census Tract	370103

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 STANDISH ST, 3, CAMBRIDGE, MA 02138-6880
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2003 · Amount on Record
Deed Sale	Mar 26, 2003 · Amount on Record
Prior Sale	Sep 1, 1998 · Amount on Record
Deed Document Number	20032520
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	91 SPRING ST APT 8, 8, WATERTOWN, MA 02472-3439
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77236-99
Date	Mar 16, 2021
Book Page	77236/99
Instrument	58180

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	91 SPRING ST APT 8, 8, WATERTOWN, MA 02472-3439
Document Number	70851-318
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70851-318
Date	Apr 10, 2018
Book Page	070851/000318
Instrument	48497

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,117.00 (+4.46%)	$501,400 (-) Building $501,400	$656,545 (-)
2025	$5,856.00 (+2.18%)	$501,400 (+2.37%) Building $501,400	$656,545 (+13.63%)
2024	$5,731.00 (-12.42%)	$489,800 (+1.64%) Building $489,800	$577,790
2023	$6,544.00	$481,900 Building $481,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

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