91 Spring St, Apt 10, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 91 Spring St, Apt 10, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 922 sqft · built 1984
Lot Size	1.09 acres (47,830 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Apr 2023)
Tax Bill	$4,832 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`118766-18`

Property Details

APN / Parcel Number

Primary APN	`118766-18`
Alternative APNs	`WATE M:1009 B:0007 L:1016` `140`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	15 Units
Stories	1 Story
Building Area	922 sqft Living Area
Gross Area	1,002 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,830 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	140
Street Address	91 SPRING ST, 10
City	WATERTOWN
State	MA
Zip	02472-3439
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R.75
Legal Subdivision	TREADWAY BROOK ESTATES CONDO
Legal Block	7
Legal Lot Number	1016
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2012
Census Tract	370103

Owner

91 Spring St, Apt 10 is owned and occupied by an individual who bought it in April 2023.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	91 SPRING ST, 10, WATERTOWN, MA 02472-3439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Condominium Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK
Apr 19, 2023	Condominium Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Prior Sale	Jul 29, 1988 · Amount on File
Deed Book / Page	81464 / 569
Prior Transfer Date	Apr 10, 2023
Prior Transfer Doc	081442-251
Record Updated	Oct 29, 2026

April 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Apr 26, 2023
Property Address	91 SPRING ST APT 10, 10, WATERTOWN, MA 02472-3439
Document Number	081464-569
Book / Page	81464 / 569
Instrument Date	Apr 26, 2023
Instrument	41970
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SPRING ST # 91-10, 91-10, WATERTOWN, MA 02472-3469

Mortgage

Document Number	0000041971
Date	Apr 26, 2023
Instrument	41971

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Apr 19, 2023
Property Address	91 SPRING ST APT 10, 10, WATERTOWN, MA 02472-3439
Document Number	081442-251
Book / Page	81442 / 251
Instrument Date	Apr 10, 2023
Instrument	39289
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SPRING ST # 91-10, 91-10, WATERTOWN, MA 02472-3469

Tax Assessment & Valuation

The 2026 property tax bill for 91 Spring St, Apt 10 was $4,832, up 4.5% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,832.00 (+4.45%)	$396,100 (-) Building $396,100	$489,725 (-)
2025	$4,626.00 (-3.28%)	$396,100 (-3.11%) Building $396,100	$489,725 (+9.33%)
2024	$4,783.00 (-12.38%)	$408,800 (+1.69%) Building $408,800	$447,925
2023	$5,459.00	$402,000 Building $402,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Spring St, Apt 10 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 91 Spring St, Apt 10 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

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