91 Spring Branch Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 91 Spring Branch Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1999
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064C 013`

Property Details

APN / Parcel Number

Primary APN	`064C 013`
Alternative APN	`272600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,566 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,556 sqft (2.01 acres)
Terrain	Gentle Slope
Garage Area	528 sqft

Exterior Amenities

Porch	Porch
Porch Area	392 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	272600
Old Parcel Number	064C 013
Street Address	91 SPRING BRANCH CIR
City	TOCCOA
State	GA
Zip	30577-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PT LOT 3D & LOT 3E SEC 1 CURRAHEE POINT S/D
Legal Subdivision	CURRAHEE POINT
Legal Lot Number	3D+
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2009
Census Tract	970201

Owner

Source: Stephens County records · APN 064C 013

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 SPRING BRANCH CIR, TOCCOA, GA 30577-7100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2018
Deed Sale	Jul 10, 2018
Deed Document Number	0001155433
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	91 SPRING BRANCH CIR, TOCCOA, GA 30577-7100
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SPRING BRANCH CIR, TOCCOA, GA 30577-7100

Mortgage

Document Number	0012840000000424
Date	Feb 07, 2022
Book Page	0000001284/0000000424

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2032

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	91 SPRING BRANCH CIR, TOCCOA, GA 30577-7100
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011550435
Date	Jul 25, 2018
Book Page	1155/435

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2033

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,072.00 (+22.53%) Homeowner's exemption	$92,615 (+57.44%) Land $5,386 Building $87,229	$231,537 (+57.44%) Land $13,465 Building $218,072
2023	$1,691.00 (+1.81%) Homeowner's exemption	$58,824 (+5.43%) Land $5,386 Building $53,438	$147,059 (+5.43%) Land $13,465 Building $133,594
2022	$1,661.00 Homeowner's exemption	$55,796 Land $5,386 Building $50,410	$139,489 Land $13,465 Building $126,024

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Lintel Cable	1,000 / 50
Uniti Group DSL	100 / 20

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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