224 Spring Branch Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 224 Spring Branch Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,980 sqft · built 2006
Lot Size	3.15 acres (137,214 sqft)
Owner	Individual Name on Record
Last Sale	$214,900 (Apr 2012)
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064C 029`

Property Details

APN / Parcel Number

Primary APN	`064C 029`
Alternative APN	`273530`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,980 sqft Heated Area
Basement Area	2,980 sqft
Unfinished Basement	2,980 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	137,214 sqft (3.15 acres)
Terrain	Gentle Slope
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	724 sqft
Deck Area	392 sqft
Patio Area	788 sqft
Canopy	400 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	273530
Street Address	224 SPRING BRANCH CIR
City	TOCCOA
State	GA
Zip	30577-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 9D, 9E & 9F SEC 1 CURAHEE POINT S/D
Legal Subdivision	CURRAHEE POINT
Legal Tract	9D,9
Legal Lot Number	9D-9F
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2039
Census Tract	970201

Owner

Source: Stephens County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	224 SPRING BRANCH CIR, TOCCOA, GA 30577-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage MORTGAGE MORTGAGE
Dec 2, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Mar 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Oct 12, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 1, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2012 · Amount on Record
Deed Sale	Apr 27, 2012 · Amount on Record
Prior Sale	Dec 6, 2011 · Amount on Record
Deed Document Number	2012415
Deed Book / Page	982 / 222
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Recording Date	Sep 1, 2026
Property Address	224 SPRING BRANCH CIR, TOCCOA, GA 30577-1907
Document Number	0000000026
Book / Page	1464 / 63
Instrument Date	Aug 26, 2026
Instrument	202626
Transaction Type	Mortgage
Record Updated	Oct 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SPRING BRANCH CIR, TOCCOA, GA 30577-1907

Mortgage

Document Number	0000000026,
Date	Sep 1, 2026
Book Page	1464/63
Instrument	202626

Lender

Name	MORTGAGE MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	224 SPRING BRANCH CIR, TOCCOA, GA 30577-1907
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SPRING BRANCH CIR, TOCCOA, GA 30577-1907

Mortgage

Document Number	0012770000000009
Date	Dec 2, 2021
Book Page	0000001277/0000000009

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	224 SPRING BRANCH CIR, TOCCOA, GA 30577-1907
Document Number	0012050398
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SPRING BRANCH CIR TOCCOA GA 305771907, TOCCOA, GA 30577-1907

Mortgage

Document Number	0012050398
Date	Mar 24, 2020
Book Page	001205/000398

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 23, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	224 SPRING BRANCH CIR, TOCCOA, GA 30577-1907
Document Number	0011640157
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SPRING BRANCH CIR TOCCOA GA 305771907, TOCCOA, GA 30577-1907

Mortgage

Document Number	0011640157
Date	Nov 9, 2018
Book Page	001164/000157

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 8, 2033

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	224 SPRING BRANCH CIR, TOCCOA, GA 30577-1907
Document Number	0011210468
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SPRING BRANCH CIR TOCCOA GA 305771907, TOCCOA, GA 30577-1907

Mortgage

Document Number	0011210468
Date	May 12, 2017
Book Page	001121/000468

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,181.00 (+209.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$223,913 (+51.49%) Land $7,828 Building $216,085	$559,782 (+51.49%) Land $19,569 Building $540,213
2023	$381.00 (-90.92%) Homeowner's exemption	$147,810 (+4.87%) Land $7,828 Building $139,982	$369,523 (+4.87%) Land $19,569 Building $349,954
2022	$4,196.00 Homeowner's exemption	$140,950 Land $7,828 Building $133,122	$352,374 Land $19,569 Building $332,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
HTC Cable	1,000 / 50
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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