Cherokee County property record for 91 Seclusion Way, Murphy, NC 28906 · Last verified October 2025
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,176 sqft · built 2005 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,832 (Feb 2021) |
| Tax Bill | $901 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 454300883125000 |
| Primary APN | 454300883125000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,176 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 304,920 sqft (7 acres) |
| Lot Width | 298 ft Width |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 53853 |
|---|---|
| Street Address | SECLUSION WAY |
| City | MURPHY |
| State | NC |
| Zip | 28906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TR 2 FR FLOYD 1106/306 |
| Legal Tract | 2 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 930603 |
Source: Cherokee County records · APN 454300883125000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3362 LOWER BEAR PAW RD, MURPHY, NC 28906-1719 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2024 | Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY |
| Jul 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB |
| Mar 12, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 08, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2021 · Amount on Record |
| Deed Sale | Feb 08, 2021 · Amount on Record |
| Deed Document Number | 881 |
| Deed Book / Page | 1672 / 45 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | SECLUSION WAY, MURPHY, NC 28906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 317 WOODED CROSSING CIR, SAINT AUGUSTINE, FL 32084-6545 |
| Document Number | 001754/367 |
|---|---|
| Date | Apr 05, 2024 |
| Book Page | 1754/367 |
| Instrument | 1564 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | 86 HIWASSEE ST, MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | SECLUSION WAY, MURPHY, NC 28906 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01564/0773 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 01564/0773 |
| Instrument | 03074 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | SECLUSION WAY, MURPHY, NC 28906 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01608/0443 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 01608/0443 |
| Instrument | 00998 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Feb 08, 2021 |
| Property Address | SECLUSION WAY, MURPHY, NC 28906 |
| Document Number | 0001672/45 |
| Book / Page | 1672 / 45 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 881 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3362 LOWER BEAR PAW RD, MURPHY, NC 28906-1719 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 144 E JAYCE WAY, SAINT AUGUSTINE, FL 32084-3148 |
| Investor | Possibly a Property Investor |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $901.00 | $160,780 (-) | $160,780 (-) Land $29,040 Building $131,740 |
| 2023 | $160,780 | $160,780 Land $29,040 Building $131,740 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 63% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 452 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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