239 Seclusion Way, Murphy, NC 28906 Property Records

Cherokee County property record for 239 Seclusion Way, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 4 ba · 2,030 sqft · built 2023
Lot Size	2.08 acres (91,040 sqft)
Owner	Individual Name on File
Last Sale	$41,000 (Sep 2013)
Tax Bill	$3,155 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Jul 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454300889560000`

Property Details

APN / Parcel Number

Primary APN	`454300889560000`
Alternative APN	`38390`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,030 sqft Heated Area
Basement Area	2,030 sqft
Finished Basement	2,030 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	91,040 sqft (2.08 acres)
Lot Dimensions	285 ft deep x 559 ft wide
Garage Type	Mixed
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	38390
Street Address	239 SECLUSION WAY
City	MURPHY
State	NC
Zip	28906-3233
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOTS 7 & 8 SPANISH OAKS SUB P/O 1316/110
Legal Subdivision	OAKS SUB
Legal Lot Number	7,8
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1004
Census Tract	930603

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	237 SECLUSION WAY, MURPHY, NC 28906-3233
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BROWN HAVEN HOMES LLC
Jul 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 6, 2013 · Amount on Record
Deed Sale	Sep 6, 2013 · Amount on Record
Deed Document Number	04505
Deed Book / Page	01474 / 0965
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	239 SECLUSION WAY, MURPHY, NC 28906-3233
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001746/474
Date	Nov 13, 2023
Book Page	1746/474
Instrument	5834

Lender

Name	BROWN HAVEN HOMES LLC
Type	Non-Lending Institution
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	239 SECLUSION WAY, MURPHY, NC 28906-3233
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 SECLUSION WAY, MURPHY, NC 28906-3233

Mortgage

Document Number	01759/1025
Date	Jul 3, 2024
Book Page	1759/1025
Instrument	3260

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	262 ROBERT ROSE DR, MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,155.00	$435,500 (+701.29%)	$435,500 (+701.29%) Land $18,750 Building $416,750
2023		$54,350	$54,350 Land $18,750 Building $35,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CND Acquisition Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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