91 SE River Lights Ct, Stuart, FL 34996 Property Records

Martin County property record for 91 SE River Lights Ct, Stuart, FL 34996 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,724 sqft · built 2004
Lot Size	0.144 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Nov 2002)
Tax Bill	$242 (2024)
Deeds & Mortgages	Sep 2025 Second Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`154917`

Property Details

APN / Parcel Number

Primary APN	`154917`
Alternative APN	`03-38-41-044-000-00170-0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2004
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,316 sqft (0.144 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	473 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	154917
Street Address	91 SE RIVER LIGHTS CT
City	STUART
State	FL
Zip	34996-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 SNUG HARBOR WEST (PB 15 PG 19)
Legal Range	41E
Legal Township	38S
Legal Section	03
Legal Subdivision	SNUG HARBOR
Legal Lot Number	17
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2001
Census Tract	902

Owner

Source: Martin County records · APN 154917

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	91 SE RIVER LIGHTS CT, STUART, FL 34996-1803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 25, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 02, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 12, 2020	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2002 · Amount on Record
Deed Sale	Nov 26, 2002 · Amount on Record
Deed Document Number	0017041702
Deed Book / Page	01704 / 1702
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	91 SE RIVER LIGHTS CT, STUART, FL 34996-1803
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SE RIVER LIGHTS CT, STUART, FL 34996-1803

Mortgage

Document Number	0035212132
Date	Sep 16, 2025
Book Page	3521/2132
Instrument	3147348

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	91 SE RIVER LIGHTS CT, STUART, FL 34996-1803
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SE RIVER LIGHTS CT, STUART, FL 34996-1803

Mortgage

Document Number	0033150619
Date	May 25, 2022
Book Page	3315/619
Instrument	2962119

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	91 SE RIVER LIGHTS CT, STUART, FL 34996-1803
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030682767
Date	Jul 02, 2019
Book Page	3068/2767
Instrument	2763049

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	91 SE RIVER LIGHTS CT, STUART, FL 34996-1803
Document Number	0031190580
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 SE RIVER LIGHTS CT STUART FL 349961803, STUART, FL 34996-1803

Mortgage

Document Number	0031190580
Date	Mar 23, 2020
Book Page	003119/000580
Instrument	2806636

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$511,231 (+5.99%)	$930,080 (+1.36%) Land $400,000 Building $530,080
2024	$242.00 (+18.05%)
2023	$205.00 (+10.81%) Additional exemption filed	$482,354 (+3%)	$917,640 (+31.93%) Land $400,000 Building $517,640
2022	$185.00 Homeowner's exemption	$468,305	$695,570 Land $316,200 Building $379,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850009022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 69 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	11 (1978–2018)
Claims Outside the SFHA	4 of 11
Most Recent Claim	May 2018
Claims By Storm	Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: TPC ACC Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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