90 SE River Lights Ct, Stuart, FL 34996 Property Records

Martin County property record for 90 SE River Lights Ct, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,932 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Mar 2017)
Tax Bill	$17,948 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-044-000-0001.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-044-000-0001.0-0-0000`
Alternative APNs	`03-38-41-044-000-00010-0` `154901`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,948 sqft Living Area
1st Floor Area	1,204 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Zero Lot Line
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	957 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	154901
Street Address	90 SE RIVER LIGHTS CT
City	STUART
State	FL
Zip	34996-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 1 SNUG HARBOR WEST (PB 15 PG 19)
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	SNUG HARBOR
Legal Block	2
Legal Lot Number	1
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2001
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 SE RIVER LIGHTS CT, STUART, FL 34996-1803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 9, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 23, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2017 · Amount on Record
Deed Sale	Mar 23, 2017 · Amount on Record
Prior Sale	Nov 3, 2003 · Amount on Record
Deed Document Number	20172626033
Deed Book / Page	2914 / 1176
Last Transfer Date	Jun 27, 2018
Transfer Doc	0030030944
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	90 SE RIVER LIGHTS CT, STUART, FL 34996-1803
Document Number	0030532385
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 WHITE SPRUCE DR TOMS RIVER NJ 087532868, TOMS RIVER, NJ 08753-2868

Mortgage

Document Number	0030532385
Date	Apr 22, 2019
Book Page	003053/002385
Instrument	2750158

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 9, 2018
Property Address	90 SE RIVER LIGHTS CT, STUART, FL 34996-1803
Document Number	0030030944
Book / Page	003003 / 000944
Instrument Date	Jun 27, 2018
Instrument	2704145
Transaction Type	Transfer
Record Updated	Jul 25, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 WHITE SPRUCE DR TOMS RIVER NJ 087532868, TOMS RIVER, NJ 08753-2868

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 23, 2017
Property Address	90 SE RIVER LIGHTS CT, STUART, FL 34996-1803
Document Number	0029141176
Book / Page	002914 / 001176
Instrument Date	Mar 16, 2017
Instrument	2626033
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,557.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1438 WHITE SPRUCE DR TOMS RIVER NJ 087532868, TOMS RIVER, NJ 08753-2868

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,948.00 (+2.08%)	$1,000,485 (+21%)	$1,051,040 (+2.42%) Land $360,000 Building $691,040
2024	$17,582.00 (+6.17%)
2023	$16,560.00 (+18.37%)	$826,848 (+1%)	$1,026,210 (+36.52%) Land $360,000 Building $666,210
2022	$13,990.00	$751,680 Land $268,770 Building $482,910	$751,680 Land $268,770 Building $482,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	11 (1978–2018)
Claims Outside the SFHA	4 of 11
Most Recent Claim	May 2018
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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