91 SE Cayuga Ter, Stuart, FL 34997 Property Records

Martin County property record for 91 SE Cayuga Ter, Stuart, FL 34997 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 1977
Square Footage	1,131 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$118,000 (2017)
Tax Bill	$3,554.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`40-38-41-002-000-0005.0-7-0000`
Alternative APNs	`40-38-41-002-000-00050-7` `35999`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	2 Rooms
Building Area	1,131 sqft Living Area
1st Floor	1,131 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Duplex Single Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,841 sqft (0.18 acres)
Porch	Open Porch
Porch Area	240 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	91 SE CAYUGA TER
City	STUART
State	FL
Zip	34997-5501
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	FISHERMANS COVE LOT 5 E 1/2
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	FISHERMANS COVE
Legal Block	2
Legal Lot Number	5
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	2
Census Block	2000
Census Tract	1105

Owner

Source: Martin County records · APN 40-38-41-002-000-0005.0-7-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 SE CAYUGA TER, STUART, FL 34997-5501
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2017 · Amount on Record
Deed Sale	Aug 20, 2017 · Amount on Record
Prior Sale	Jul 30, 2010 · Amount on Record
Deed Doc Number	20172651604
Deed Book / Page	2944 / 667
Prior Transfer Date	Jul 13, 2005
Prior Transfer Doc	0020631115
Record Refreshed	Jun 08, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 20, 2017
Property Address	91 SE CAYUGA TER, STUART, FL 34997-5501
Document Number	0029440667
Book / Page	02944 / 0667
Map Reference	MB7 PG8
Instrument Date	Aug 10, 2017
Instrument	2651604
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	SOUTH FLORIDA TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$826.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9385 SE DELAFIELD ST, 9385, HOBE SOUND, FL 33455-7721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SE CAYUGA TER, STUART, FL 34997-5501

Mortgage

Document Number	0002651605
Date	Aug 20, 2017
Instrument	2651605

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,188 (+5.99%)	$208,120 (+11.86%) Land $130,000 Building $78,120
2024	$3,554.00 (+1.34%)
2023	$3,507.00 (+1.86%) Additional exemption filed	$97,360 (+3%)	$186,050 (+28.47%) Land $110,000 Building $76,050
2022	$3,443.00 Homeowner's exemption	$94,525	$144,820 Land $89,680 Building $55,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.