81 SE Cayuga Ter, Stuart, FL 34997 Property Records

Martin County property record for 81 SE Cayuga Ter, Stuart, FL 34997 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1977
Square Footage1,131 sqft Living Area
Lot Size6,621 sqft (0.152 acres)
OccupancyOwner Occupied
Last Sale$122,900 (2007)
Tax Bill$869.00 (2024)

Property Details

APN / Parcel Number

Primary APN40-38-41-002-000-0005.1-6-0000
Alternative APNs
  • 40-38-41-002-000-00051-6
  • 36000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms3 Rooms
Building Area1,131 sqft Living Area
1st Floor1,131 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
ElevatorElevator

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleDuplex Single Style
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,621 sqft (0.152 acres)
PorchOpen Porch
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address81 SE CAYUGA TER
CitySTUART
StateFL
Zip34997-5501
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionFISHERMANS COVE LOT 5 W 1/2
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionFISHERMANS COVE
Legal Block2
Legal Lot Number5
JurisdictionMARTIN FL
Minor Civil DivisionPORT SALERNO-HOBE SOUND
Census Blockgroup2
Census Block2000
Census Tract1105

Owner

Source: Martin County records · APN 40-38-41-002-000-0005.1-6-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address81 SE CAYUGA TER, STUART, FL 34997-5501
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2007 · Amount on Record
Deed SaleOct 03, 2007 · Amount on Record
Prior SaleApr 28, 2004 · Amount on Record
Deed Doc Number20072042265
Deed Book / Page2282 / 1364
Transfer Doc0028772179
Record RefreshedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address81 SE CAYUGA TER, STUART, FL 34997-5501
Transaction TypeMortgage
Record UpdatedJan 30, 2024
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032752698
DateDec 01, 2021
Book Page3275/2698
Instrument2929145
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 01, 2041

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address81 SE CAYUGA TER, STUART, FL 34997-5501
Document Number0031892309
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedFeb 19, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 SE CAYUGA TER STUART FL 349975501, STUART, FL 34997-5501

Mortgage

Document Number0031892309
DateJan 14, 2021
Book Page003189/002309
Instrument2862019
Lender
NameMISCELLANEOUS GOVT AGCY
Address2401 SE MONTEREY RD, STUART, FL 34996-3322
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueJan 13, 2028

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$53,738 (+5.99%)$211,510 (+11.7%) Land $130,000 Building $81,510
2024$869.00 (+3.08%)
2023$843.00 (+4.2%) Additional exemption filed$50,703 (+3%)$189,350 (+28.36%) Land $110,000 Building $79,350
2022$809.00 Homeowner's exemption$49,227$147,520 Land $89,680 Building $57,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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