91 S Jackson St, Elgin, IL 60123 Property Records

Kane County property record for 91 S Jackson St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,820 sqft · built 1915
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Mar 2018)
Tax Bill	$6,457 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-410-010`

Property Details

APN / Parcel Number

Primary APN	`06-14-410-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	2,730 sqft
Basement Area	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Victorian
Construction Type	Frame
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	100 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	91 S JACKSON ST
City	ELGIN
State	IL
Zip	60123-6372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS ADDN
Legal Subdivision	W C KIMBALLS ADDN
Legal Block	1
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851600

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	91 S JACKSON ST, ELGIN, IL 60123-6372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2018 · Amount on Record
Deed Sale	Mar 5, 2018 · Amount on Record
Prior Sale	May 19, 2016 · Amount on Record
Deed Document Number	201810050
Prior Transfer Date	Jan 7, 1995
Prior Transfer Doc	0000005021
Record Updated	Sep 20, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 5, 2018
Property Address	91 S JACKSON ST, ELGIN, IL 60123-6372
Document Number	0000010050
Instrument Date	Feb 21, 2018
Instrument	2018K010050
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	547 E THORNDALE LN, 547, KANE, IL 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 S JACKSON ST, ELGIN, IL 60123-6372

Mortgage

Document Number	0000010051
Date	Mar 5, 2018
Instrument	2018K010051

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,457.00 (+15.82%) Homeowner's exemption
2024		$85,335 (+21.39%) Land $20,951 Building $64,384	$256,107 (+21.44%) Land $62,878 Building $193,229
2022	$5,575.00 (+4.64%) Homeowner's exemption	$70,296 (+6.96%) Land $17,259 Building $53,037	$210,888 (+6.96%) Land $51,777 Building $159,111
2021	$5,328.00 Homeowner's exemption	$65,722 Land $16,136 Building $49,586	$197,166 Land $48,408 Building $148,758

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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