91 Ryecliffe Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 91 Ryecliffe Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,815 sqft · built 1996
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Jan 2026)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00110-0080`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00110-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
Gross Area	2,543 sqft
1st Floor Area	1,815 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,108 sqft (0.255 acres)
Driveway	Concrete Driveway
Driveway Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	91 RYECLIFFE DR
City	PALM COAST
State	FL
Zip	32164-6433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 29 BL 11 LT 8 OR 211 PG 100 OR 477 PG 1797 OR 523 PG 1074 OR 548 PG 1193 OR 638 PG 1968 OR 664/1904
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	11
Legal Lot Number	8
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3001
Census Tract	60214

Owner

91 Ryecliffe Dr is owned by two individuals who bought it in January 2026.

Source: Flagler County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1007 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3769
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on File
Deed Sale	Jan 26, 2026 · Amount on File
Prior Sale	Jun 27, 2025 · Amount on File
Deed Document Number	20263636
Deed Book / Page	3024 / 1609
Prior Transfer Date	Dec 22, 1998
Prior Transfer Doc	0638001968
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 26, 2026
Property Address	91 RYECLIFFE DR, PALM COAST, FL 32164-6433
Document Number	0030241609
Book / Page	3024 / 1609
Map Reference	MB 10 PG 20
Instrument Date	Dec 23, 2025
Instrument	2026003636
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,729.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 S FLAGLER AVE, FLAGLER BEACH, FL 32136-3769

Mortgage

Document Number	0030241614
Date	Jan 26, 2026
Instrument	3024/1614

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 91 Ryecliffe Dr was $1,334, up 3.1% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,334.00 (+3.09%)	$116,592	$245,797 Land $55,000 Building $190,797
2024	$1,294.00 (+3.85%)
2023	$1,246.00 (+4.27%) Homeowner's exemption	$110,007 (+4.21%)	$244,538 (+10.7%) Land $43,000 Building $201,538
2022	$1,195.00 Homeowner's exemption	$105,560	$220,911 Land $44,500 Building $176,411

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 91 Ryecliffe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Ryecliffe Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20