Flagler County property record for 87 Ryecliffe Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,116 sqft · built 1999 |
| Lot Size | 0.232 acres (10,149 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Mar 2021) |
| Tax Bill | $2,323 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00110-0060 |
| Primary APN | 07-11-31-7029-00110-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,116 sqft Heated Area |
| Gross Area | 1,434 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,149 sqft (0.232 acres) |
| Driveway | Driveway |
| Driveway Area | 310 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 87 RYECLIFFE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 29 BL 11 LT 6 OR 324 PG 121 OR 622 PG 1339 OR 643/1968 OR 1691/1081 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 11 |
| Legal Lot Number | 6 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60214 |
87 Ryecliffe Dr is owned and occupied by an individual who bought it in March 2021.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 87 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2021 | Warranty Deed, Transfer · VA Mortgage APPROVED MORTGAGE SOURCE LLC |
| Jan 11, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Mar 16, 2017 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on File |
| Deed Sale | Mar 26, 2021 · Amount on File |
| Prior Sale | Jan 11, 2021 · Amount on File |
| Deed Document Number | 2021016405 |
| Deed Book / Page | 2543 / 1421 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 26, 2021 |
| Property Address | 87 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Number | 0025431421 |
| Book / Page | 2543 / 1421 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021016405 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,399.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD, 2150, CHANDLER, AZ 85286-1661 |
| Name | Verified Name |
|---|---|
| Address | 87 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Number | 0025431423 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2543/1423 |
| Name | APPROVED MORTGAGE SOURCE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 11, 2021 |
| Property Address | 87 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Number | 0025140585 |
| Book / Page | 2514 / 585 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2021001240 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,197.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 HANSELMAN AVE, CRESCENT CITY, FL 32112-4225 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 87 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Number | 0021980407 |
| Book / Page | 002198 / 000407 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2017 |
| Name | Verified Name |
|---|---|
| Address | 87 RYECLIFFE DR PALM COAST FL 321646433, PALM COAST, FL 32164-6433 |
| Document Number | 0021980407 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 002198/000407 |
| Instrument | 12657 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 87 Ryecliffe Dr was $2,323 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,323.00 Homeowner's exemption | $170,986 | $175,560 Land $55,000 Building $120,560 |
| 2023 | $2,400.00 (-0.95%) Homeowner's exemption | $172,273 (+1.29%) Land $43,000 Building $129,273 | $172,273 (+1.29%) Land $43,000 Building $129,273 |
| 2022 | $2,423.00 Homeowner's exemption | $170,085 Land $44,500 Building $125,585 | $170,085 Land $44,500 Building $125,585 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Ryecliffe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Ryecliffe Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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