Chautauqua County and Dunkirk City property record for 91 Ruggles St, Dunkirk, NY 14048 · Last verified May 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,306 sqft · built 1918 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Mar 2010) |
| Tax Bill | $1,228 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Oct 2018 Mortgage |
| APN | 060300 79.15-3-24 |
| Primary APN | 060300 79.15-3-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,306 sqft Total Area |
| 1st Floor Area | 1,201 sqft |
| 2nd Floor Area | 1,105 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 78 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030161910 |
|---|---|
| Street Address | 91 RUGGLES ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-2711 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 60 X 100 RES; OLD APN: 060300 41-2-19 |
| Legal Block | 3 |
| Legal Lot Number | 24.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 35400 |
Source: Chautauqua County and Dunkirk City records · APN 060300 79.15-3-24
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 RUGGLES ST, DUNKIRK, NY 14048-2711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Line of Credit LAKE SHORE SAVINGS BANK |
| Oct 31, 2018 | Deed of Trust, Mortgage CHAUTAUQUA HOME REHAB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 26, 2010 · Amount on Record |
| Deed Sale | Mar 26, 2010 · Amount on Record |
| Deed Book / Page | 2695 / 904 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 91 RUGGLES ST, DUNKIRK, NY 14048-2711 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | MT2023002938 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | MT2023002938 |
| Name | LAKE SHORE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 91 RUGGLES ST, DUNKIRK, NY 14048-2711 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|
| Document Number | MT2018004242 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | MT2018004242 |
| Name | CHAUTAUQUA HOME REHAB |
|---|
| Amount | Amount Recorded |
|---|
Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,228.00 | $31,600 (-) Land $3,000 Building $28,600 | $71,818 (+25%) Land $6,818 Building $65,000 |
| 2023 | $31,600 (-) Land $3,000 Building $28,600 | $57,455 (+14.55%) Land $5,455 Building $52,000 | |
| 2022 | Homeowner's exemption Veteran's exemption | $31,600 Land $3,000 Building $28,600 | $50,159 Land $4,762 Building $45,397 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 596 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, CIBL. Availability varies by address; speeds are provider-advertised maximums, not measured.
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