89 Ruggles St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 89 Ruggles St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,131 sqft · built 1923
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Sep 2025)
Tax Bill	$1,102 (2026)
Deeds & Mortgages	Sep 2025 Sale Sep 2025 Transfer
APN	`060300 79.15-3-23`

Property Details

APN / Parcel Number

Primary APN	`060300 79.15-3-23`
Alternative APNs	`03000790150003023000` `030161880`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	888 sqft
Upper Floors Area	243 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	161 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030161880
Street Address	89 RUGGLES ST
City	DUNKIRK
State	NY
Zip	14048-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	45 X 100 RES. GAR.; OLD APN: 060300 41-2-18
Legal Block	3
Legal Lot Number	23.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	1
Census Block	1011
Census Tract	35400

Owner

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 SAINT HEDWIG AVE, DUNKIRK, NY 14048-3206
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer
Sep 25, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Oct 27, 2000 · Amount on Record
Deed Document Number	20256026
Prior Transfer Date	Sep 18, 2025
Prior Transfer Doc	DE2025006024
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Sep 25, 2025
Property Address	89 RUGGLES ST, DUNKIRK, NY 14048-2711
Document Number	DE2025006026
Instrument Date	Sep 24, 2025
Instrument	DE2025006026
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 SAINT HEDWIG AVE, DUNKIRK, NY 14048-3206
Investor	Possibly a Property Investor

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Sep 25, 2025
Property Address	89 RUGGLES ST, DUNKIRK, NY 14048-2711
Document Number	DE2025006024
Instrument Date	Sep 18, 2025
Instrument	DE2025006024
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 GRANT AVE, DUNKIRK, NY 14048-2638

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,102.00 (+3.28%)
2025	$1,067.00 (-51.57%)	$26,500 (-) Land $2,300 Building $24,200	$60,227 (+13.64%) Land $5,227 Building $55,000
2024	$2,203.00	$26,500 (-) Land $2,300 Building $24,200	$53,000 (+1%) Land $4,600 Building $48,400
2023		$26,500 (-) Land $2,300 Building $24,200	$48,182 (+14.55%) Land $4,182 Building $44,000
2022		$26,500 Land $2,300 Building $24,200	$42,063 Land $3,651 Building $38,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service, Verizon.

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