Hampden County and Chicopee City property record for 91 Royal St, Chicopee, MA 01020 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,304 sqft · built 2005 |
| Lot Size | 0.297 acres (12,926 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Mar 2022) |
| Tax Bill | $5,417 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 725-0007A |
| Primary APN | 725-0007A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| Gross Area | 3,456 sqft |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 400 sqft |
| Unfinished Basement | 400 sqft |
| Game Room | Game Room |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,926 sqft (0.297 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 725-0007A |
|---|---|
| Street Address | 91 ROYAL ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 811302 |
Source: Hampden County and Chicopee City records · APN 725-0007A
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 ROYAL ST, CHICOPEE, MA 01020-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE |
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR |
| Aug 20, 2018 | Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on Record |
| Deed Sale | Mar 22, 2022 · Amount on Record |
| Prior Sale | Aug 20, 2018 · Amount on Record |
| Deed Book / Page | 24461 / 183 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Mar 22, 2022 |
| Property Address | 91 ROYAL ST, CHICOPEE, MA 01020-4405 |
| Document Number | 024461-183 |
| Book / Page | 24461 / 183 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 17327 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 91 ROYAL ST, CHICOPEE, MA 01020-4405 |
| Document Number | 0000017328 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 17328 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 91 ROYAL ST, CHICOPEE, MA 01020-4405 |
| Document Number | 22915-308 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 91 ROYAL ST CHICOPEE MA 010204405, CHICOPEE, MA 01020-4405 |
| Document Number | 22915-308 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 022915/000308 |
| Instrument | 61787 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 23, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Aug 20, 2018 |
| Property Address | 91 ROYAL ST, CHICOPEE, MA 01020-4405 |
| Document Number | 22321-468 |
| Book / Page | 022321 / 000468 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 49419 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,139.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1634 WESTOVER RD CHICOPEE MA 010202818, CHICOPEE, MA 01020-2818 |
| Document Number | 22321-470 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 022321/000470 |
| Instrument | 49420 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2048 |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,417.00 (+5.49%) | $357,300 (+2.7%) Land $112,300 Building $245,000 | $444,220 |
| 2024 | $5,135.00 (+6.82%) | $347,900 (+9.64%) Land $110,100 Building $237,800 | |
| 2023 | $4,807.00 | $317,300 Land $100,100 Building $217,200 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 474 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Chicopee Municipal Lighting Plant | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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