Hampden County and Chicopee City property record for 89 Royal St, Chicopee, MA 01020 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,128 sqft · built 1910 |
| Lot Size | 0.425 acres (18,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Apr 2015) |
| Tax Bill | $4,718 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 725-00008 |
| Primary APN | 725-00008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 4,820 sqft |
| 1st Floor Area | 1,928 sqft |
| Attic | Attic |
| Attic Area | 800 sqft |
| Basement Area | 1,928 sqft |
| Unfinished Basement | 1,928 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,522 sqft (0.425 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 725-00008 |
|---|---|
| Street Address | 89 ROYAL ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-4405 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 811302 |
Source: Hampden County and Chicopee City records · APN 725-00008
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 ROYAL ST, CHICOPEE, MA 01020-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2015 · Amount on Record |
| Deed Sale | Apr 28, 2015 · Amount on Record |
| Deed Document Number | 201520596 |
| Deed Book / Page | 20681 / 38 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 89 ROYAL ST, CHICOPEE, MA 01020-4405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 025942-422 |
|---|---|
| Date | Jul 16, 2025 |
| Book Page | 25942/422 |
| Instrument | 32069 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 01, 2065 |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,718.00 (+5.52%) | $311,200 (+2.74%) Land $115,600 Building $195,600 |
| 2024 | $4,471.00 (+6.96%) | $302,900 (+9.79%) Land $113,400 Building $189,500 |
| 2023 | $4,180.00 | $275,900 Land $103,100 Building $172,800 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 474 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Chicopee Municipal Lighting Plant | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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