90 Providence St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 90 Providence St, Worcester, MA 01604

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Lot Size	0.149 acres (6,504 sqft)
Owner	Company Name on Record
Last Sale	$390,000 (Mar 2017)
Deeds & Mortgages	Mar 2022 Refinance Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-040-00020`

Property Details

APN / Parcel Number

Primary APN	`4-040-00020`
Alternative APN	`WORC M:04 B:040 L:00020`

Interior

Units	7 Units

Exterior

Lot Area	6,504 sqft (0.149 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	4-040-00020
Street Address	90 PROVIDENCE ST
City	WORCESTER
State	MA
Zip	01604-6050
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	RG-5
Legal Block	40
Legal Lot Number	20
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3008
Census Tract	732400

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	88 PROVIDENCE ST, WORCESTER, MA 01604-6049
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Mar 17, 2017	Quit Claim Deed, Transfer · Commercial Mortgage NORTH MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Prior Sale	Mar 31, 2006 · Amount on Record
Deed Book / Page	56861 / 359
Transfer Doc	0000176857
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	90 PROVIDENCE ST, WORCESTER, MA 01604-6050
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0067229-63
Date	Mar 8, 2022
Book Page	67229/63
Instrument	26159

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 17, 2017
Property Address	90 PROVIDENCE ST, WORCESTER, MA 01604-6050
Document Number	56861-359
Book / Page	56861 / 359
Instrument	27338
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	568610361
Date	Mar 17, 2017
Instrument	56861/0361

Lender

Name	NORTH MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$641,900 (-0.53%) Land $127,400 Building $514,500	$626,050 (+13.46%)
2024		$551,760
2023	$645,300 Land $110,800 Building $534,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T.

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