Mitchell County property record for 91 Pendley Rd, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,015 sqft Living Area |
| Lot Size | 26,572 sqft (0.61 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2022) |
| Tax Bill | $809.00 (2025) |
| Primary APN | 0890-10-46-2095 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,015 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 26,572 sqft (0.61 acres) |
| Heating System | Gravity Heating |
|---|
| Account Number | 555784347 |
|---|---|
| Street Address | 91 PENDLEY RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5332 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAP 9 BLK 2 LOT 21 |
| Legal Block | 2 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1072 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 0890-10-46-2095
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 PENDLEY RD, SPRUCE PINE, NC 28777-5332 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 25, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Sep 03, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on Record |
| Deed Sale | Apr 25, 2022 · Amount on Record |
| Prior Sale | Sep 03, 2021 · Amount on Record |
| Deed Doc Number | 2022001259 |
| Deed Book / Page | 643 / 222 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 25, 2022 |
| Property Address | 91 PENDLEY RD, SPRUCE PINE, NC 28777-5332 |
| Document Number | 000643/222 |
| Book / Page | 643 / 222 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2022001259 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 390 POND RD, 390, SPRUCE PINE, NC 28777-9779 |
| Name | Verified Name |
|---|---|
| Address | 91 PENDLEY RD, SPRUCE PINE, NC 28777-5332 |
| Document Number | 2022001260 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022001260 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Sep 03, 2021 |
| Property Address | 91 PENDLEY RD, SPRUCE PINE, NC 28777-5332 |
| Document Number | 000632/498 |
| Book / Page | 632 / 498 |
| Instrument Date | Sep 03, 2021 |
| Instrument | 2021001956 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 390 PENDLEY RD, SPRUCE PINE, NC 28777-5329 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $809.00 | $144,600 (-) Land $15,300 Building $129,300 |
| 2023 | $809.00 | $144,600 Land $15,300 Building $129,300 |
91 Pendley Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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