Mitchell County property record for 390 Pendley Rd, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,200 sqft Living Area |
| Lot Size | 23,087 sqft (0.53 acres) |
| Last Sale | $296,000 (2025) |
| Tax Bill | $730.00 (2025) |
| Primary APN | 0890-10-45-4273 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,200 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1958 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 23,087 sqft (0.53 acres) |
| Heating System | Forced Air Heating |
|---|
| Account Number | 555785855 |
|---|---|
| Street Address | 390 PENDLEY RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5329 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEAVER CREEK |
| Legal Subdivision | BEAVER CREEK |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 0890-10-45-4273
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 105 LONG LEAF CT, ANGIER, NC 27501-6921 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 24, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage GUARANTEED RATE INC |
| Mar 03, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2025 · Amount on Record |
| Deed Sale | May 09, 2025 · Amount on Record |
| Prior Sale | Jun 24, 2022 · Amount on Record |
| Deed Doc Number | 2025000744 |
| Deed Book / Page | 678 / 435 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jun 24, 2022 |
| Property Address | 390 PENDLEY RD, SPRUCE PINE, NC 28777-5329 |
| Document Number | 000645/550 |
| Book / Page | 645 / 550 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022001948 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 390 PENDLEY RD, SPRUCE PINE, NC 28777-5329 |
| Document Number | 2022001949 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022001949 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Mar 03, 2021 |
| Property Address | 390 PENDLEY RD, SPRUCE PINE, NC 28777-5329 |
| Document Number | 624/784 |
| Book / Page | 624 / 784 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021000458 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 390 PENDLEY RD, SPRUCE PINE, NC 28777-5329 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $730.00 | $130,500 (-) Land $17,000 Building $113,500 |
| 2023 | $730.00 | $130,500 Land $17,000 Building $113,500 |
390 Pendley Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,563 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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