Lincoln County property record for 91 Old Baptist Rd, Ardmore, TN 38449
| Property Type | Rural Home |
|---|---|
| Details | 0.25 ba · 1,200 sqft · built 2025 |
| Lot Size | 19 acres (830,689 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (May 2024) |
| Tax Bill | $1,039 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052146 06400 |
| Primary APN | 052146 06400 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,169 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Paneling |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 830,689 sqft (19 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 933 sqft |
| Deck Area | Deck Area |
| Patio Area | 768 sqft |
| Pole Barn | 576 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 91 OLD BAPTIST RD |
|---|---|
| City | ARDMORE |
| State | TN |
| Zip | 38449-3022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 18 GBA7/342, COUNTY AREA: R07 |
| Legal Subdivision | SHAWN A ENZORS PROPERTY |
| Jurisdiction | LINCOLN TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 975700 |
91 Old Baptist Rd, a rural home, is owned and occupied by an individual who bought it in May 2024.
Source: Lincoln County records, as of January 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 OLD BAPTIST RD, ARDMORE, TN 38449-3022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Non-Conforming Investor Loan NORTH ALABAMA BANK |
| Aug 17, 2022 | Warranty Deed, Transfer · Closed-End Mortgage NORTH ALABAMA BANK |
| Dec 7, 2021 | Warranty Deed, Transfer · Line of Credit CB&S BANK INC |
| Dec 7, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on File |
| Deed Sale | May 1, 2024 · Amount on File |
| Prior Sale | Aug 17, 2022 · Amount on File |
| Deed Document Number | 20241796 |
| Deed Book / Page | B17 / 59 |
| Prior Transfer Date | Jan 1, 2021 |
| Prior Transfer Doc | 000P16/173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN TN |
| Property Address | 91 OLD BAPTIST RD, ARDMORE, TN 38449-3022 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 27538 MILLER LN, ELKMONT, AL 35620-3186 |
| Document Number | 0TD873/848 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | TD873/848 |
| Instrument | 23004974 |
| Name | NORTH ALABAMA BANK |
|---|---|
| Type | Bank |
| Address | ARDMORE, AL 35739 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Aug 5, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN TN |
| Recording Date | Aug 17, 2022 |
| Property Address | 91 OLD BAPTIST RD, ARDMORE, TN 38449-3022 |
| Document Number | 0000T16/51 |
| Book / Page | T16 / 51 |
| Map Reference | MB SR-15 PG 287 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 22004383 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27538 MILLER LN, ELKMONT, AL 35620-3186 |
| Investor | Possibly a Property Investor |
| Document Number | 0022004384 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 22004384 |
| Name | NORTH ALABAMA BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 15, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN TN |
| Recording Date | Dec 7, 2021 |
| Property Address | 91 OLD BAPTIST RD, ARDMORE, TN 38449-3022 |
| Document Number | 000P16/175 |
| Book / Page | P16 / 175 |
| Map Reference | MB SR-15 PG 287 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 21007030 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | TITLE AND ESCROW PARTNERS LLC, TITLE & ESCROW OF LAWRENCE C |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26330 OLD HIGHWAY 20, MADISON, AL 35756-5544 |
| Investor | Possibly a Property Investor |
| Document Number | 0021007031 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 21007031 |
| Name | CB&S BANK INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jan 3, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN TN |
| Recording Date | Dec 7, 2021 |
| Property Address | 91 OLD BAPTIST RD, ARDMORE, TN 38449-3022 |
| Document Number | 000P16/173 |
| Book / Page | P16 / 173 |
| Map Reference | CAB P11 SL 114 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 21007029 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 OLD BAPTIST RD, ARDMORE, TN 38449-3022 |
The 2025 property tax bill for 91 Old Baptist Rd was $1,039.
Source: Lincoln County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,039.00 Additional exemption filed | $54,700 Land $12,300 Building $42,400 | |
| 2024 | $353,700 Land $184,100 Building $169,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Old Baptist Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Old Baptist Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN CO B.P.U. #1 serves 23,846 people · EPA ID TN0000764 |
|---|---|
| Water Source | Purchased surface water from FAYETTEVILLE PUBLIC UTILITIES |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 65 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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