48 Old Baptist Rd, Ardmore, TN 38449 Property Records

Lincoln County property record for 48 Old Baptist Rd, Ardmore, TN 38449

Property Summary

Property Type	Rural Home
Details	4 ba · 2,690 sqft · built 2008
Lot Size	18.5 acres (808,909 sqft)
Owner	Individual Name on File
Last Sale	$611,000 (May 2023)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052146 06201`

Property Details

APN / Parcel Number

Primary APN	`052146 06201`
Alternative APN	`146 06201`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,690 sqft Living Area
1st Floor Area	2,690 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	808,909 sqft (18.5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,080 sqft
Parking Spaces	7 Parking Spaces
Pool Area	512 sqft
Porch	Open Porch
Porch Area	598 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	48 OLD BAPTIST RD
City	ARDMORE
State	TN
Zip	38449-3024
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 18 GBA7/775, COUNTY AREA: R07
Legal Subdivision	REX NORTHCUTT TRLS #77
Jurisdiction	LINCOLN TN
Township / Civil Division	1
Census Block Group	1
Census Block	1055
Census Tract	975700

Owner

Source: Lincoln County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	48 OLD BAPTIST RD, ARDMORE, TN 38449-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 20, 2022	Deed of Trust, Mortgage · VA Mortgage HOMETOWN LENDERS INC
Aug 6, 2021	Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	May 20, 2015 · Amount on File
Deed Document Number	23002180
Deed Book / Page	W16 / 542
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN TN
Recording Date	May 17, 2023
Property Address	48 OLD BAPTIST RD, ARDMORE, TN 38449-3024
Document Number	000W16/542
Book / Page	W16 / 542
Instrument Date	May 11, 2023
Instrument	23002180
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,260.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 OLD BAPTIST RD, ARDMORE, TN 38449-3024

Mortgage

Document Number	0023002181
Date	May 17, 2023
Instrument	23002181

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	48 OLD BAPTIST RD, ARDMORE, TN 38449-3024
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	COAST TO COAST TITLE SERVICES INC, COAST TO COAST T&E SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD845/722
Date	Apr 20, 2022
Book Page	TD845/722
Instrument	22002159

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	48 OLD BAPTIST RD, ARDMORE, TN 38449-3024
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD828/405
Date	Aug 6, 2021
Book Page	TD828/405
Instrument	21004627

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,304.00 Additional exemption filed	$121,300 Land $15,875 Building $105,425
2024			$637,100 Land $215,400 Building $421,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO B.P.U. #1 serves 23,846 people · EPA ID TN0000764
Water Source	Purchased surface water from FAYETTEVILLE PUBLIC UTILITIES
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Baptist Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures