91 Ocoee Falls Dr, Chapel Hill, NC 27517 Property Records

Chatham County property record for 91 Ocoee Falls Dr, Chapel Hill, NC 27517

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 6,267 sqft · built 2022
Lot Size	5.15 acres (224,639 sqft)
Owner	2 Individual Names on File
Last Sale	$173,500 (Oct 2020)
Tax Bill	$10,834 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0082981`

Property Details

APN / Parcel Number

Primary APN	`0082981`
Alternative APN	`1372233`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,267 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	224,639 sqft (5.15 acres)
Garage Type	Attached

Location & Zoning

Street Address	91 OCOEE FALLS DR
City	CHAPEL HILL
State	NC
Zip	27517-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	LOT 3 AC 5.157 BK 2005 PG 349
Legal Subdivision	WINDFALL CREEK
Legal Block	24
Legal Lot Number	3
Jurisdiction	CHATHAM NC
Township / Civil Division	NEW HOPE
Census Block Group	4
Census Block	4009
Census Tract	20104

Owner

91 Ocoee Falls Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Chatham County records, as of October 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	91 OCOEE FALLS DR, CHAPEL HILL, NC 27517-9529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 30, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Oct 22, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWNE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Deed Document Number	0002156539
Deed Book / Page	2156 / 539
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	91 OCOEE FALLS DR, CHAPEL HILL, NC 27517-9529
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02403/1095
Date	Mar 11, 2024
Book Page	2403/1095
Instrument	1939

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	91 OCOEE FALLS DR, CHAPEL HILL, NC 27517-9529
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002312/838
Date	Jun 30, 2022
Book Page	2312/838
Instrument	8008

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Oct 22, 2020
Property Address	91 OCOEE FALLS DR, CHAPEL HILL, NC 27517-9529
Document Number	0000013448
Book / Page	002156 / 000539
Instrument Date	Oct 13, 2020
Instrument	13448
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	91 OCOEE FALLS DR CHAPEL HILL NC 27517, CHAPEL HILL, NC 27517

Mortgage

Document Number	13449
Date	Oct 22, 2020
Book Page	002156/000541
Instrument	13449

Lender

Name	TOWNE BK
Type	Bank
Address	CARY, NC 27519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Oct 21, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 91 Ocoee Falls Dr was $10,834, up 58.7% from the year before.

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,834.00 (+58.69%)	$1,521,003 (+90.03%) Land $345,495 Building $1,175,508	$1,521,003 (+90.03%) Land $345,495 Building $1,175,508
2024	$6,827.00 (+108.14%)	$800,386 (+98.33%) Land $232,710 Building $567,676	$800,386 (+98.33%) Land $232,710 Building $567,676
2023	$3,280.00 (+80.02%)	$403,562 (+73.42%) Land $232,710 Building $170,852	$403,562 (+73.42%) Land $232,710 Building $170,852
2022	$1,822.00	$232,710 Land $232,710	$232,710 Land $232,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Ocoee Falls Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Ocoee Falls Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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