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91 Native Tree Ln, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 91 Native Tree Ln, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,855 sqft · built 2014
Lot Size0.401 acres (17,468 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jan 2013)
Tax Bill$5,276 (2025)
Flood ZoneZone AE (high risk)
APN27-2S-19-24030-00F-0011

Property Details

APN / Parcel Number

Primary APN27-2S-19-24030-00F-0011
Alternative APNs
  • 27-219-24030-00F-0011
  • 1054548

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,855 sqft Living Area
Gross Area4,157 sqft
1st Floor Area2,855 sqft
FlooringTile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area17,468 sqft (0.401 acres)
Lot Dimensions175 ft deep x 100 ft wide
Garage TypeAttached
Garage Area662 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area640 sqft
Deck AreaDeck Area
Shed1 Shed
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address91 NATIVE TREE LN
CitySANTA ROSA BEACH
StateFL
Zip32459-8923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBAYS
Legal DescriptionLOTS 1 & 2 BLK F CHOCTAW- HATCHEE BEACH UNRECD OR 1040-251 OR 1814-427 OR 2461-10 OR 2573-1180 OR 2585-1084 OR 2700-2915 OR 2700-2917 OR 2745-3573 OR 2745-3575 OR 2782-2365 OR 2782-2366 OR 2908-4341
Legal Range019
Legal Township02S
Legal Section27
Legal SubdivisionHATCHEE BEACH
Legal BlockF
Legal Lot Number1,2
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group3
Census Block3013
Census Tract950605

Owner

91 Native Tree Ln is owned and occupied by an individual who bought it in January 2013.

Source: Walton County records, as of December 3, 2025

Owner of RecordIndividual Name on File
Mailing Address91 NATIVE TREE LN, SANTA ROSA BEACH, FL 32459-8923
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2013 · Amount on File
Deed SaleJan 3, 2013 · Amount on File
Prior SaleJan 3, 2013
Deed Document Number20131221844
Deed Book / Page2908 / 4347
Prior Transfer DateNov 28, 2009
Prior Transfer Doc0028323944
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 91 Native Tree Ln was $5,276 with a homeowner's exemption, up 1.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,276.00 (+1.93%) Homeowner's exemption$622,501$1,467,973 Land $922,500 Building $545,473
2024$5,176.00 (+3.77%)
2023$4,988.00 (+1.18%) Homeowner's exemption$1,452,697 (+48.85%) Land $902,000 Building $550,697$1,452,697 (+48.85%) Land $902,000 Building $550,697
2022$4,930.00 Homeowner's exemption$975,918 Land $488,400 Building $487,518$975,918 Land $488,400 Building $487,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Native Tree Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 233 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies233 in force
Nearby Flood Claims7 (2004–2020)
Claims Outside the SFHA4 of 7
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Native Tree Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Native Tree Ln

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