81 Native Tree Ln, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 81 Native Tree Ln, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Vacant Land
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Company Names on File
Last Sale	$500,000 (Dec 2020)
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2020 Sale + 5 more
Flood Zone	Zone AE (high risk)
APN	`27-2S-19-24030-00F-0030`

Property Details

APN / Parcel Number

Primary APN	`27-2S-19-24030-00F-0030`
Alternative APNs	`27-219-24030-00F-0030` `1054549`

Exterior

Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	164 ft deep x 50 ft wide

Location & Zoning

Street Address	81 NATIVE TREE LN
City	SANTA ROSA BEACH
State	FL
Zip	32459-8923
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	BAYS
Legal Description	LOT 3 BLK F CHOCTAWHATCHEE BCH S/D UNRECD DESC AS: COM SW/COR LOT 1 BLK 3 MAGNOLIA BEACH S/D PB 2-1, N 88 DEG 0829W ALONG N ROW NATIVE TREE LANE 100.00 FT FOR POB, N 88 DEG 0829W 50.00 FT, DPRT ROW N 01 DEG 6806E 164.16 FT TO MHWL CHOCTAWHATCHEE BAY,
Legal Range	019
Legal Township	02S
Legal Section	27
Legal Subdivision	CHOCTAWHATCHEE BCH
Legal Block	F,3
Legal Lot Number	3,1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3013
Census Tract	950605

Owner

81 Native Tree Ln, vacant land, is owned by a company that acquired it in April 2024.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Company Names on File
Mailing Address	16 MEDLEY ST, INLET BEACH, FL 32461-8588
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN
Dec 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 3, 2019	Correction Deed NOT AVAILABLE
Nov 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY
May 3, 2019	Correction Deed ATTORNEY ONLY
Nov 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 6, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Prior Sale	Nov 16, 2018 · Amount on File
Deed Document Number	202053229
Deed Book / Page	3175 / 302
Last Transfer Date	Apr 23, 2024
Transfer Doc	0033263649
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	81 NATIVE TREE LN, SANTA ROSA BEACH, FL 32459-8923
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MEDLEY ST, INLET BEACH, FL 32461-8588

Mortgage

Document Number	0033153052
Date	Feb 15, 2024
Book Page	3315/3052
Instrument	20240005281

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 23, 2020
Property Address	81 NATIVE TREE LN, SANTA ROSA BEACH, FL 32459-8923
Document Number	0031750302
Book / Page	003175 / 000302
Instrument Date	Dec 10, 2020
Instrument	53229
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,500.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	331 JACK KNIFE DR INLET BEACH FL 324618577, INLET BEACH, FL 32461-8577

May 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	May 3, 2019
Property Address	81 NATIVE TREE LN, SANTA ROSA BEACH, FL 32459-8923
Document Number	0031042360
Book / Page	003104 / 002360
Instrument Date	Apr 13, 2019
Instrument	14186
Record Updated	May 24, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	5410 E COUNTY HIGHWAY 30A #201 SANTA ROSA BEACH FL 324596589, 201, SANTA ROSA BEACH, FL 32459-6589

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 16, 2018
Property Address	81 NATIVE TREE LN, SANTA ROSA BEACH, FL 32459-8923
Document Number	0030902239
Book / Page	003090 / 002239
Instrument Date	Apr 30, 2018
Instrument	38509
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	184 TWELVE OAKS LN FREEPORT FL 324392265, FREEPORT, FL 32439-2265

May 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	May 3, 2019
Property Address	81 NATIVE TREE LN, SANTA ROSA BEACH, FL 32459-8923
Document Number	0031042369
Book / Page	003104 / 002369
Instrument Date	Apr 17, 2018
Instrument	14190
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	184 TWELVE OAKS LN FREEPORT FL 324392265, FREEPORT, FL 32439-2265

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Nov 16, 2018
Property Address	81 NATIVE TREE LN, SANTA ROSA BEACH, FL 32459-8923
Document Number	0030902230
Book / Page	003090 / 002230
Instrument Date	Apr 13, 2018
Instrument	38505
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	5410 E COUNTY HIGHWAY 30A #201 SANTA ROSA BEACH FL 324596589, 201, SANTA ROSA BEACH, FL 32459-6589

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Jan 6, 2017
Property Address	81 NATIVE TREE LN, SANTA ROSA BEACH, FL 32459-8923
Document Number	0030302285
Book / Page	003030 / 002285
Instrument Date	Apr 25, 2014
Instrument	533
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	381 W MILL ST GEORGIANA AL 36033, GEORGIANA, AL 36033

Mortgage

Document Number	30302292
Date	Jan 6, 2017
Book Page	003030/002292
Instrument	536

Lender

Address	5560 COUNTY HIGHWAY 181 W, DEFUNIAK SPRINGS, FL 32433-1011

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 81 Native Tree Ln was $3,400, up 2.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,400.00 (+2.78%)	$515,575 Land $515,575	$515,575 Land $515,575
2024	$3,308.00 (+3.83%)
2023	$3,186.00 (+48.81%)	$512,500 (+84.68%) Land $512,500	$512,500 (+84.68%) Land $512,500
2022	$2,141.00	$277,500 Land $277,500	$277,500 Land $277,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Native Tree Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 233 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	233 in force
Nearby Flood Claims	7 (2004–2020)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Native Tree Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Native Tree Ln

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