91 Mitchell St, Belmont, NC 28012 Property Records

Gaston County property record for 91 Mitchell St, Belmont, NC 28012

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,292 sqft · built 2007
Lot Size3.55 acres (155,074 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Oct 2007)
Tax Bill$4,290 (2023)
Deeds & MortgagesNov 2018 Line of Credit
Feb 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN214506

Property Details

APN / Parcel Number

Primary APN214506
Alternative APN
  • 3983845

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,292 sqft Heated Area
FlooringHardwood

Exterior

Year BuiltBuilt 2007
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area155,074 sqft (3.55 acres)
PorchPorch
Porch Area291 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address91 MITCHELL ST
CityBELMONT
StateNC
Zip28012-6741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description15 088 001 00 000
Legal SubdivisionRECOMBINATION TERRY ROBINSON S
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group2
Census Block2009
Census Tract32406

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address91 MITCHELL ST, BELMONT, NC 28012-6741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2018Deed of Trust, Mortgage · Line of Credit
BELMONT FSLA
Feb 9, 2021Deed of Trust, Mortgage · Line of Credit
BELMONT SAVINGS BANK SSB
Sep 19, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2007 · Amount on Record
Deed SaleOct 3, 2007 · Amount on Record
Deed Document Number0043571259
Deed Book / Page4357 / 1259
Record UpdatedJun 7, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address91 MITCHELL ST, BELMONT, NC 28012-6741
Transaction TypeMortgage
Record UpdatedSep 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050130365
DateNov 29, 2018
Book Page5013/0365
Lender
NameBELMONT FSLA
TypeBank
AddressBELMONT, NC 28012
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueDec 24, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address91 MITCHELL ST, BELMONT, NC 28012-6741
Transaction TypeMortgage
Record UpdatedSep 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 MITCHELL ST, BELMONT, NC 28012-6741

Mortgage

Document Number0051971455
DateFeb 9, 2021
Book Page5197/1455
Lender
NameBELMONT SAVINGS BANK SSB
TypeBank
AddressBELMONT, NC 28012
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 24, 2041

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateSep 19, 2019
Property Address91 MITCHELL ST, BELMONT, NC 28012-6741
Document Number0050681075
Book / Page005068 / 001075
Instrument DateSep 19, 2019
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$140.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 MITCHELL ST BELMONT NC 280126741, BELMONT, NC 28012-6741

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$4,290.00$617,310 Land $38,850 Building $578,460

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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