103 Mitchell St, Belmont, NC 28012 Property Records

Gaston County property record for 103 Mitchell St, Belmont, NC 28012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,432 sqft · built 1968
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Dec 2006)
Tax Bill	$2,308 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15089A08801`

Property Details

APN / Parcel Number

Primary APN	`15089A08801`
Alternative APNs	`1493586` `192246`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,432 sqft Heated Area
Flooring	Hardwood

Exterior

Year Built	Built 1968
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	100 ft deep x 196 ft wide
Pool Area	512 sqft
Porch	Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1493586
Old Parcel Number	15089A08801
Street Address	103 MITCHELL ST
City	BELMONT
State	NC
Zip	28012-7744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAROLD L WARREN L 102-105 15 089A 088 01 000
Legal Subdivision	HAROLD L WARREN
Legal Lot Number	102
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	2
Census Block	2009
Census Tract	32406

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 MITCHELL ST, BELMONT, NC 28012-7744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2006 · Amount on Record
Deed Sale	Dec 20, 2006 · Amount on Record
Prior Sale	Dec 1, 1999 · Amount on Record
Deed Document Number	0004281155
Deed Book / Page	4281 / 155
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	103 MITCHELL ST, BELMONT, NC 28012-7744
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052641191
Date	Sep 9, 2021
Book Page	5264/1191

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	103 MITCHELL ST, BELMONT, NC 28012-7744
Document Number	0051131042
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MITCHELL ST BELMONT NC 280127744, BELMONT, NC 28012-7744

Mortgage

Document Number	0051131042
Date	Apr 7, 2020
Book Page	005113/001042

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 6, 2035

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$2,308.00	$332,210 Land $24,000 Building $308,210

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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