91 Meadow Ter, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 91 Meadow Ter, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,671 sqft · built 1977
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on File
Last Sale	$605,500 (Nov 2017)
Tax Bill	$8,736 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-082-03`

Property Details

APN / Parcel Number

Primary APN	`015-082-03`
Alternative APN	`015-082-03-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,671 sqft Living Area
Gross Area	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Tile
Lot Area	5,968 sqft (0.137 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	91 MEADOW TER
City	WATSONVILLE
State	CA
Zip	95076-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 733
Legal Subdivision	MARIGOLD MEADOWS
Legal Tract	733
Legal Lot Number	74
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1012
Census Tract	110602

Owner

91 Meadow Ter is owned and occupied by two individuals who bought it in November 2017.

Source: Santa Cruz County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 MEADOW TER, WATSONVILLE, CA 95076-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAY FEDERAL CREDIT UNION
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Nov 9, 2017	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on File
Deed Sale	Nov 9, 2017 · Amount on File
Prior Sale	Feb 27, 2009 · Amount on File
Deed Document Number	201737887
Prior Transfer Date	Dec 1, 2008
Prior Transfer Doc	0000048462
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 8, 2026
Property Address	91 MEADOW TER, WATSONVILLE, CA 95076-2518
Document Number	0000020156
Instrument Date	Sep 1, 2026
Instrument	202620156
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	91 MEADOW TER, WATSONVILLE, CA 95076-2518

Mortgage

Document Number	0000020156,
Date	Sep 8, 2026
Instrument	202620156

Lender

Name	BAY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	91 MEADOW TER, WATSONVILLE, CA 95076-2518
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 MEADOW TER, WATSONVILLE, CA 95076-2518

Mortgage

Document Number	0000059183
Date	Dec 6, 2021
Instrument	2021-0059183

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 9, 2017
Property Address	91 MEADOW TER, WATSONVILLE, CA 95076-2518
Document Number	0000037887
Map Reference	MB62 PG44
Instrument Date	Nov 3, 2017
Instrument	2017-0037887
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	91 MEADOW TER, WATSONVILLE, CA 95076-2518

Mortgage

Document Number	0000037888
Date	Nov 9, 2017
Instrument	2017-0037888

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 91 Meadow Ter was $8,736 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$702,734 (+2%) Land $421,640 Building $281,094
2025	$8,736.00 Homeowner's exemption	$688,956 Land $413,374 Building $275,582
2023	$7,732.00 (+1.79%) Homeowner's exemption	$662,204 Land $397,322 Building $264,882	$667,080
2022	$7,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Meadow Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 91 Meadow Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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