Santa Cruz County property record for 90 Meadow Ter, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,418 sqft · built 1978 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $429,000 (Apr 2003) |
| Tax Bill | $7,980 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-083-14 |
| Primary APN | 015-083-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,418 sqft Living Area |
| Gross Area | 1,838 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 6,011 sqft (0.138 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 90 MEADOW TER |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MARIGOLD MDWS SUB #2 TR #733 |
| Legal Lot Number | 93 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 110602 |
90 Meadow Ter is owned and occupied by an individual who acquired it in May 2014.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 90 MEADOW TER, WATSONVILLE, CA 95076-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2003 · Amount on File |
| Deed Sale | Apr 8, 2003 · Amount on File |
| Deed Document Number | 200332904 |
| Last Transfer Date | May 22, 2014 |
| Transfer Doc | 0000017401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 28, 2026 |
| Property Address | 90 MEADOW TER, WATSONVILLE, CA 95076-2519 |
| Document Number | 0000009347 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20269347 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 143 TUCKER RD, ROYAL OAKS, CA 95076-9239 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009347, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20269347 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 90 Meadow Ter was $7,980, up 11.3% from the year before.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $633,769 (+2%) Land $380,262 Building $253,507 | ||
| 2025 | $7,980.00 (+11.34%) | $621,341 Land $372,805 Building $248,536 | |
| 2024 | $7,167.00 (+1.53%) | ||
| 2023 | $7,059.00 (+1.76%) | $597,214 Land $358,329 Building $238,885 | $671,670 |
| 2022 | $6,937.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 90 Meadow Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 90 Meadow Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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