91 Lindsey Rd, Clyde, NC 28721 Property Records

Haywood County property record for 91 Lindsey Rd, Clyde, NC 28721

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,176 sqft · built 2018
Lot Size2.37 acres (103,237 sqft)
Owner2 Individual Names on Record
Tax Bill$2,268 (2025)
Deeds & MortgagesJul 2020 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN8636-56-0932

Property Details

APN / Parcel Number

Primary APN8636-56-0932
Alternative APN
  • 248783

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,176 sqft Heated Area
Gross Area2,352 sqft
1st Floor Area1,176 sqft
Basement Area1,176 sqft
Unfinished Basement1,176 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialFiber Cement Siding
Lot Area103,237 sqft (2.37 acres)
PorchSlab
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump

Location & Zoning

Account Number248783
Street Address91 LINDSEY RD
CityCLYDE
StateNC
Zip28721-8502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description91 LINDSEY RD
Legal Unit2
JurisdictionHAYWOOD NC
Township / Civil DivisionCLYDE
Census Block Group2
Census Block2039
Census Tract920502

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address91 LINDSEY RD, CLYDE, NC 28721-8502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Nov 15, 2017Deed of Trust, Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 1, 2017
Transfer Doc0009331293
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address91 LINDSEY RD, CLYDE, NC 28721-8502
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010020224
DateJul 15, 2020
Book Page1002/224
Instrument2020006575
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address91 LINDSEY RD, CLYDE, NC 28721-8502
Document Number0009401862
Instrument DateNov 15, 2017
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address91 LINDSEY RD CLYDE NC 287218502, CLYDE, NC 28721-8502

Mortgage

Document Number0009401862
DateNov 15, 2017
Book Page000940/001862
Instrument10633
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressLIBERTY, NC 27298
Agreement
AmountAmount Recorded
Term360 Months
DueNov 14, 2047

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$324,500 (-) Land $41,800 Building $282,700
2025$2,268.00$324,500 (-) Land $41,800 Building $282,700$324,500 (-) Land $41,800 Building $282,700
2023$324,500 Land $41,800 Building $282,700$324,500 (-) Land $41,800 Building $282,700
2021$324,500 Land $41,800 Building $282,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims38 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 22 claims
  • Remnants Of Tropical Storm Fred, Aug 2021 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Skyrunner
Fiber · Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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