Haywood County property record for 89 Lindsey Rd, Clyde, NC 28721
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 2,000 sqft · built 2004 |
| Lot Size | 2.71 acres (118,048 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,861 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8636-46-9631 |
| Primary APN | 8636-46-9631 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,000 sqft Heated Area |
| 1st Floor Area | 2,000 sqft |
| Basement Area | 2,000 sqft |
| Unfinished Basement | 2,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 118,048 sqft (2.71 acres) |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 153765 |
|---|---|
| Street Address | 89 LINDSEY RD |
| City | CLYDE |
| State | NC |
| Zip | 28721-8502 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | CR1 |
| Legal Description | 89 LINDSEY RD #1 |
| Legal Unit | 1 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 920502 |
89 Lindsey Rd, a residential property, is owned and occupied by two individuals.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 LINDSEY RD, CLYDE, NC 28721-8502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 89 LINDSEY RD, CLYDE, NC 28721-8502 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 89 LINDSEY RD, CLYDE, NC 28721-8502 |
| Document Number | 0010691992 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 1069/1992 |
| Instrument | 2022008727 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | WAYNESVILLE, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 89 Lindsey Rd was $1,861.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,900 (-) Land $36,000 Building $225,900 | ||
| 2025 | $1,861.00 | $261,900 Land $36,000 Building $225,900 | $261,900 Land $36,000 Building $225,900 |
| 2023 | $261,900 Land $36,000 Building $225,900 | $261,900 Land $36,000 Building $225,900 | |
| 2021 | $261,900 Land $36,000 Building $225,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Lindsey Rd in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Lindsey Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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