Walton County property record for 91 Lake Front Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,588 sqft · built 2002 |
| Lot Size | 0.113 acres (4,922 sqft) |
| Owner | Company Name on File |
| Last Sale | $215,000 (Oct 2003) |
| Tax Bill | $3,311 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42321-000-0130 |
| Primary APN | 30-2S-21-42321-000-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,588 sqft Living Area |
| Gross Area | 2,404 sqft |
| 1st Floor Area | 1,588 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 4,922 sqft (0.113 acres) |
| Lot Dimensions | 90 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Enclosed/Finished Porch |
| Porch Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 91 LAKE FRONT DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-8246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 OLDE FLORIDA LAKES PHS 2 PB 14-45 OR 2433-1380 OR 2552-1794 OR 3320-3945 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | OLDE FLORIDA LAKES PHS 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950608 |
91 Lake Front Dr is owned by a company that bought it in October 2003.
Source: Walton County records, as of April 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15 WALTON SHORES CT, DESTIN, FL 32550-3953 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2003 · Amount on File |
| Deed Sale | Oct 14, 2003 · Amount on File |
| Prior Sale | Sep 10, 2002 · Amount on File |
| Deed Document Number | 2003785539 |
| Deed Book / Page | 2552 / 1794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 91 LAKE FRONT DR, MIRAMAR BEACH, FL 32550-8246 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 15 WALTON SHORES CT, DESTIN, FL 32550-3953 |
| Document Number | OR33203947 |
|---|---|
| Date | Apr 8, 2024 |
| Book Page | OR3320/3947 |
| Instrument | 20240011868 |
| Name | DEEPHAVEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3530 TORINGDON WAY STE 300, CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 91 Lake Front Dr was $3,311, up 110.6% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,311.00 (+110.62%) | $366,521 Land $80,000 Building $286,521 | $366,521 Land $80,000 Building $286,521 |
| 2024 | $1,572.00 (+4.38%) | ||
| 2023 | $1,506.00 (-1.12%) Homeowner's exemption | $393,501 (+9.78%) Land $41,453 Building $352,048 | $393,501 (+9.78%) Land $41,453 Building $352,048 |
| 2022 | $1,523.00 Homeowner's exemption | $358,439 Land $46,013 Building $312,426 | $358,439 Land $46,013 Building $312,426 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Lake Front Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Lake Front Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Wildstar Networks.
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