133 Lake Front Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 133 Lake Front Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,485 sqft · built 2002
Lot Size	0.113 acres (4,922 sqft)
Owner	2 Company Names on File
Last Sale	$449,000 (Apr 2006)
Tax Bill	$2,200 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42321-000-0090`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42321-000-0090`
Alternative APNs	`30-221-42321-000-0090` `1067492`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,485 sqft Living Area
Gross Area	3,280 sqft
1st Floor Area	1,005 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	4,922 sqft (0.113 acres)
Lot Dimensions	90 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Open/Unfinished Porch
Porch Area	210 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	133 LAKE FRONT DR
City	MIRAMAR BEACH
State	FL
Zip	32550-8248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NI
Legal Description	LOT 9 OLDE FLORIDA LAKES PH II PB 14-45 OR 2423-715 OR 2716-1701 OR 3087-2999
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	OLDE FLORIDA LAKES PH II
Legal Phase	2
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1007
Census Tract	950608

Owner

133 Lake Front Dr is owned by a company that acquired it in December 2025 and is owner-occupied.

Source: Walton County records, as of January 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	133 LAKE FRONT DR, MIRAMAR BEACH, FL 32550-8248
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 17, 2018	Quit Claim Deed, Transfer · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2006 · Amount on File
Deed Sale	Apr 24, 2006 · Amount on File
Prior Sale	Aug 1, 2002 · Amount on File
Deed Document Number	2006944830
Deed Book / Page	2716 / 1701
Last Transfer Date	Dec 22, 2025
Transfer Doc	0033821791
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Dec 29, 2025
Property Address	133 LAKE FRONT DR, MIRAMAR BEACH, FL 32550-8248
Document Number	0033821791
Book / Page	3382 / 1791
Map Reference	MB 14 PG 45
Instrument Date	Dec 22, 2025
Instrument	20250047768
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 LAKE FRONT DR, MIRAMAR BEACH, FL 32550-8248

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	133 LAKE FRONT DR, MIRAMAR BEACH, FL 32550-8248

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Oct 17, 2018
Property Address	133 LAKE FRONT DR, MIRAMAR BEACH, FL 32550-8248
Document Number	0030872999
Book / Page	003087 / 002999
Instrument Date	Oct 6, 2018
Instrument	34585
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 LAKE FRONT DR MIRAMAR BEACH FL 325508248, MIRAMAR BEACH, FL 32550-8248

Mortgage

Document Number	30873003
Date	Oct 17, 2018
Book Page	003087/003003
Instrument	34586

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 133 Lake Front Dr was $2,200 with a homeowner's exemption, up 2.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,200.00 (+2.09%) Homeowner's exemption	$282,152	$452,926 Land $80,000 Building $372,926
2024	$2,155.00 (+4.11%)
2023	$2,070.00 (+1.42%) Homeowner's exemption	$499,681 (+10.39%) Land $41,453 Building $458,228	$499,681 (+10.39%) Land $41,453 Building $458,228
2022	$2,041.00 Homeowner's exemption	$452,663 Land $46,013 Building $406,650	$452,663 Land $46,013 Building $406,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 133 Lake Front Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Lake Front Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wildstar Networks.

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