Middletown Town property record for 91 John Kesson Ln, Middletown, RI 02842
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,035 sqft · built 1999 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Nov 1999) |
| Tax Bill | $8,088 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 201200124 |
| Primary APN | 201200124 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,035 sqft Living Area |
| Gross Area | 4,212 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 184 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 201200124 |
|---|---|
| Street Address | 91 JOHN KESSON LN |
| City | MIDDLETOWN |
| State | RI |
| Zip | 02842-4654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Lot Number | 109 |
| Jurisdiction | MIDDLETOWN RI |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40304 |
91 John Kesson Ln is owned and occupied by two individuals who bought it in November 1999.
Source: Middletown Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 JOHN KESSON LN, MIDDLETOWN, RI 02842-4654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY |
| Jul 31, 2017 | Deed of Trust, Mortgage BAYCOAST BANK |
| Nov 8, 2017 | Deed of Trust, Mortgage BAYCOAST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 1999 · Amount on File |
| Deed Sale | Nov 2, 1999 · Amount on File |
| Deed Book / Page | 524 / 281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 91 JOHN KESSON LN, MIDDLETOWN, RI 02842-4654 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001748-99 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 1748/99 |
| Instrument | 3919 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 91 JOHN KESSON LN, MIDDLETOWN, RI 02842-4654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1527-220 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 1527/220 |
| Instrument | 1888 |
| Name | BAYCOAST BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 91 JOHN KESSON LN, MIDDLETOWN, RI 02842-4654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1538-264 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 1538/264 |
| Instrument | 2803 |
| Name | BAYCOAST BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Nov 1, 2027 |
The 2025 property tax bill for 91 John Kesson Ln was $8,088.
Source: Middletown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Middletown Town |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,088.00 | $686,000 Land $327,100 Building $358,900 | $837,581 |
| 2023 | $6,405.00 (+8.74%) | $508,700 (+3.82%) Land $221,100 Building $287,600 | |
| 2022 | $5,890.00 | $490,000 Land $221,100 Building $268,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 John Kesson Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 John Kesson Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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