Middletown Town property record for 81 John Kesson Ln, Middletown, RI 02842
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,338 sqft · built 1999 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $177,500 (Jul 1999) |
| Tax Bill | $8,601 (2025) |
| Deeds & Mortgages | Feb 2023 Refinance Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 200000399 |
| Primary APN | 200000399 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,338 sqft Living Area |
| Gross Area | 4,490 sqft |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 200000399 |
|---|---|
| Street Address | 81 JOHN KESSON LN |
| City | MIDDLETOWN |
| State | RI |
| Zip | 02842-4654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Lot Number | 108 |
| Jurisdiction | MIDDLETOWN RI |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40304 |
Source: Middletown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 81 JOHN KESSON LN, MIDDLETOWN, RI 02842-4654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Mar 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Oct 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES CU |
| Aug 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 1999 · Amount on Record |
| Deed Sale | Jul 30, 1999 · Amount on Record |
| Deed Book / Page | 515 / 30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 81 JOHN KESSON LN, MIDDLETOWN, RI 02842-4654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001791-188 |
|---|---|
| Date | Feb 3, 2023 |
| Book Page | 1791/188 |
| Instrument | 174 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 81 JOHN KESSON LN, MIDDLETOWN, RI 02842-4654 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1709-53 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 1709/53 |
| Instrument | 1211 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 81 JOHN KESSON LN, MIDDLETOWN, RI 02842-4654 |
| Document Number | 1622-121 |
| Instrument Date | Oct 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 81 JOHN KESSON LN MIDDLETOWN RI 028424654, MIDDLETOWN, RI 02842-4654 |
| Document Number | 1622-121 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 001622/000121 |
| Instrument | 2827 |
| Name | PEOPLES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 31, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 81 JOHN KESSON LN, MIDDLETOWN, RI 02842-4654 |
| Document Number | 1568-289 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 81 JOHN KESSON LN MIDDLETOWN RI 028424654, MIDDLETOWN, RI 02842-4654 |
| Document Number | 1568-289 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 001568/000289 |
| Instrument | 80 |
| Name | PEOPLES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Middletown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Middletown Town |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,601.00 (+36.29%) | $729,500 (+45.52%) Land $327,300 Building $402,200 | $875,186 |
| 2023 | $6,311.00 (+4.73%) | $501,300 (-) Land $221,300 Building $280,000 | |
| 2022 | $6,026.00 | $501,300 Land $221,300 Building $280,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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