91 Irish Rose Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 91 Irish Rose Rd, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,655 sqft · built 2012
Lot Size	0.56 acres (24,393 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Feb 2026)
Tax Bill	$7,727 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012971-0180`

Property Details

APN / Parcel Number

Primary APN	`012971-0180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,655 sqft Living Area
Gross Area	3,493 sqft
1st Floor Area	2,655 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2017
Exterior Material	Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,393 sqft (0.56 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	494 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	91 IRISH ROSE RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	63/77-85 ASHLEY OAKS LOT 18 OR6301/148
Legal Range	27E
Legal Township	06S
Legal Section	24
Legal Subdivision	ASHLEY OAKS
Legal Block	1
Legal Lot Number	18
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1003
Census Tract	20905

Owner

Source: St. Johns County records · APN 012971-0180

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Feb 05, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Aug 07, 2023	Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Feb 16, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 06, 2019	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 05, 2026 · Amount on Record
Deed Sale	Feb 05, 2026 · Amount on Record
Prior Sale	Aug 07, 2023 · Amount on Record
Deed Document Number	202610064
Deed Book / Page	6301 / 148
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	91 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2124
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	SONSHINE TITLE, SUNSHINE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2124

Mortgage

Document Number	0052790861
Date	Jun 01, 2021
Book Page	5279/861
Instrument	2021061233

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2051

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 05, 2026
Property Address	91 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2124
Document Number	0063010148
Book / Page	6301 / 148
Map Reference	MB 63 PG 77-85
Instrument Date	Jan 23, 2026
Instrument	2026010064
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 GREENBRIAR RD, JACKSONVILLE, FL 32259-8334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 IRISH ROSE RD, ST AUGUSTINE, FL 32092-2124

Mortgage

Document Number	0006301150
Date	Feb 05, 2026
Instrument	6301/150

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 07, 2023
Property Address	91 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2124
Document Number	0058050670
Book / Page	5805 / 670
Map Reference	MB 63 PG 77-85
Instrument Date	Aug 01, 2023
Instrument	2023061772
Transaction Type	Transfer
Record Updated	Oct 22, 2024
Title Company	FIRST COAST TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15815 W NEWBERRY RD, NEWBERRY, FL 32669-2808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 BEECH BROOK ST, SAINT JOHNS, FL 32259-6214

Mortgage

Document Number	0005805672
Date	Aug 07, 2023
Instrument	5805/672

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Mortgage

Document Number	0058050702
Date	Aug 07, 2023
Book Page	5805/702
Instrument	2023061774

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	91 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2124
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045040553
Date	Feb 16, 2018
Book Page	4504/0553
Instrument	2018010670

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 06, 2019
Property Address	91 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2124
Document Number	0047730748
Book / Page	004773 / 000748
Instrument Date	Jul 31, 2019
Instrument	57459
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 IRISH ROSE RD ST AUGUSTINE FL 320922124, ST AUGUSTINE, FL 32092-2124

Mortgage

Document Number	47730750
Date	Aug 06, 2019
Book Page	004773/000750
Instrument	57460

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,767 Land $120,000 Building $439,767	$559,767 (+14.46%) Land $120,000 Building $439,767
2025	$7,727.00 (+5.69%)
2024	$7,311.00 (+17.98%)
2023	$6,197.00 (+15.44%)
2022	$5,368.00	$489,029	$489,029 Land $134,400 Building $354,629

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 84 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,075 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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